Loan Officers pay range in Valdosta
New workers and the lowest-paid 10% earn about $36,940 a year or less, while the top 10% make $125,040 or more. The middle half of loan officers in Valdosta earn between $45,290 and $89,120.
- $37K10th
- $45K25th
- $63KMedian
- $89K75th
- $125K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $74,590 | $6,216 | $35.86 |
| Median | $62,850 | $5,238 | $30.22 |
| Entry level (25th percentile) | $45,290 | $3,774 | $21.77 |
| Experienced (75th percentile) | $89,120 | $7,427 | $42.85 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Loan Officers pay in Valdosta vs. Georgia and the U.S.
Loan officers in Valdosta earn 12% less than the Georgia average ($84,980) and 15% less than the U.S. average ($87,790). At the median the gap is -18% against the U.S. median of $76,690.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Valdosta | $74,590 | $62,850 | $36,940 | $125,040 | 110 |
| Georgia | $84,980 | $68,490 | $39,490 | $138,800 | 9,540 |
| United States | $87,790 | $76,690 | $39,430 | $153,180 | 274,330 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Loan Officers salary after taxes in Valdosta
On the average salary of $74,590, a single filer in Valdosta takes home about $58,331 a year, or $4,861 a month and $2,243 every two weeks. Taxes take 22% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
Is Valdosta a good place for loan officers? Pay vs. cost of living
Prices in the Valdosta area are 12% below the U.S. average (BEA price parity 88.3), so the average $74,590 buys what about $84,501 would buy in a typical U.S. metro. This job pays 1.6 times the median wage of all jobs in Valdosta ($39,110). A typical home costs $226,628, or 3.0 years of this average salary before tax.
Loan Officers salary in other Georgia cities
Valdosta ranks 8th of 13 Georgia metro areas for this job; Brunswick pays the most ($94,940).
Highest-paying cities for loan officers
Elmira, NY pays this job the most of the metro areas we cover ($129,370).
- Elmira, NY$129,370
- New York, NY$121,180
- Boston, MA$120,300
- San Francisco, CA$116,480
- Norwich, CT$116,460
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Loan Officers salary in Valdosta: questions
How much do loan officers make an hour in Valdosta?
$35.86 an hour on average, and $30.21 at the median (BLS, May 2025).
What is the entry-level loan officers salary in Valdosta?
The lowest-paid 10% earn about $36,940 a year and the 25th percentile is $45,290, a fair guide to starting pay.
What is the loan officers take-home pay in Valdosta?
About $58,331 a year ($4,861 a month) for a single filer on the average salary of $74,590.
Do loan officers earn more in Valdosta than elsewhere?
The average here is 15% less than the U.S. average for this job ($87,790).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2072; area Valdosta, GA (46660). Relative standard error of the mean wage: 3.5%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
- Job concentration: location quotient 1.18, this job is about as common as in the U.S. overall.
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