SOC 13-2072 · Fort Collins-Loveland, CO metro

Loan Officers Salary in Fort Collins, CO

The average salary for loan officers in Fort Collins, Colorado is $94,400 a year ($45.39 an hour), according to BLS estimates for May 2025. The median is $98,450: half of the 160 people in this job in the Fort Collins-Loveland, CO metro area earn more than that, half earn less. That average is 8% more than the U.S. average for this job ($87,790).

$94,400average per year

$45.39 / hourMedian $98,450Take-home ≈ $71,795

  • $36K10th
  • $52K25th
  • $98KMedian
  • $125K75th
  • $162K90th

median average · bar = middle 50% of workers · how to read it

160people in this job
+8%vs U.S. average
#2 of 7Colorado metros
101cost of living (U.S. = 100)
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Loan Officers pay range in Fort Collins

New workers and the lowest-paid 10% earn about $36,250 a year or less, while the top 10% make $161,540 or more. The middle half of loan officers in Fort Collins earn between $52,130 and $125,440.

  • $36K10th
  • $52K25th
  • $98KMedian
  • $125K75th
  • $162K90th

median average · bar = middle 50% of workers · how to read it

Pay levelPer yearPer monthPer hour*
Average$94,400$7,867$45.38
Median$98,450$8,204$47.33
Entry level (25th percentile)$52,130$4,344$25.06
Experienced (75th percentile)$125,440$10,453$60.31

*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.

Loan Officers pay in Fort Collins vs. Colorado and the U.S.

Loan officers in Fort Collins earn 4% less than the Colorado average ($97,840) and 8% more than the U.S. average ($87,790). At the median the gap is +28% against the U.S. median of $76,690.

AreaAverageMedian10th pct.90th pct.Jobs
Fort Collins$94,400$98,450$36,250$161,540160
Colorado$97,840$94,520$39,430$165,3703,230
United States$87,790$76,690$39,430$153,180274,330

State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.

Loan Officers salary after taxes in Fort Collins

On the average salary of $94,400, a single filer in Fort Collins takes home about $71,795 a year, or $5,983 a month and $2,761 every two weeks. Taxes take 24% of gross pay.

Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Colorado's FAMLI premium and the flat monthly occupational privilege taxes of Denver, Aurora and a few other cities are not included.

Colorado paycheck calculator: try your own salary

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Is Fort Collins a good place for loan officers? Pay vs. cost of living

Prices in the Fort Collins area are in line with the U.S. average (BEA price parity 101.1), so the average $94,400 buys what about $93,347 would buy in a typical U.S. metro. This job pays 1.8 times the median wage of all jobs in Fort Collins ($55,310). A typical home costs $556,500, or 5.9 years of this average salary before tax.

See what $94,400 is worth in another city

Loan Officers salary in other Colorado cities

Fort Collins ranks 2nd of 7 Colorado metro areas for this job; Denver pays the most ($103,790).

All Loan Officers salaries in Colorado

Highest-paying cities for loan officers

Elmira, NY pays this job the most of the metro areas we cover ($129,370).

Loan Officers salary by city

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Reviewed before it counts. Loan Officers in Fort Collins, CO.

Loan Officers salary in Fort Collins: questions

How much do loan officers make an hour in Fort Collins?

$45.39 an hour on average, and $47.33 at the median (BLS, May 2025).

What is the entry-level loan officers salary in Fort Collins?

The lowest-paid 10% earn about $36,250 a year and the 25th percentile is $52,130, a fair guide to starting pay.

What is the loan officers take-home pay in Fort Collins?

About $71,795 a year ($5,983 a month) for a single filer on the average salary of $94,400. Colorado's FAMLI premium and the flat monthly occupational privilege taxes of Denver, Aurora and a few other cities are not included.

Do loan officers earn more in Fort Collins than elsewhere?

The average here is 8% more than the U.S. average for this job ($87,790).

Sources and how to read this page

  • Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2072; area Fort Collins-Loveland, CO (22660). Relative standard error of the mean wage: 6.6%.
  • U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
  • Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
  • Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
  • Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Colorado's FAMLI premium and the flat monthly occupational privilege taxes of Denver, Aurora and a few other cities are not included.
  • Job concentration: location quotient 0.52, this job is less common than in the U.S. overall (location quotient 0.52).

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