Loan Officers pay range in Denver
New workers and the lowest-paid 10% earn about $39,430 a year or less, while the top 10% make $167,560 or more. The middle half of loan officers in Denver earn between $62,300 and $128,110.
- $39K10th
- $62K25th
- $100KMedian
- $128K75th
- $168K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $103,790 | $8,649 | $49.90 |
| Median | $100,130 | $8,344 | $48.14 |
| Entry level (25th percentile) | $62,300 | $5,192 | $29.95 |
| Experienced (75th percentile) | $128,110 | $10,676 | $61.59 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Loan Officers pay in Denver vs. Colorado and the U.S.
Loan officers in Denver earn 6% more than the Colorado average ($97,840) and 18% more than the U.S. average ($87,790). At the median the gap is +31% against the U.S. median of $76,690.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Denver | $103,790 | $100,130 | $39,430 | $167,560 | 1,970 |
| Colorado | $97,840 | $94,520 | $39,430 | $165,370 | 3,230 |
| United States | $87,790 | $76,690 | $39,430 | $153,180 | 274,330 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Loan Officers salary after taxes in Denver
On the average salary of $103,790, a single filer in Denver takes home about $77,988 a year, or $6,499 a month and $3,000 every two weeks. Taxes take 25% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Colorado's FAMLI premium and the flat monthly occupational privilege taxes of Denver, Aurora and a few other cities are not included.
Is Denver a good place for loan officers? Pay vs. cost of living
Prices in the Denver area are 6% above the U.S. average (BEA price parity 105.8), so the average $103,790 buys what about $98,117 would buy in a typical U.S. metro. This job pays 1.6 times the median wage of all jobs in Denver ($62,320). A typical home costs $573,221, or 5.5 years of this average salary before tax.
Loan Officers salary in other Colorado cities
Denver ranks 1st of 7 Colorado metro areas for this job, the best-paid in the state.
- Denver$103,790
- Fort Collins$94,400
- Pueblo$88,050
- Greeley$87,840
- Colorado Springs$85,710
- Boulder$85,090
- Grand Junction$83,430
Highest-paying cities for loan officers
Elmira, NY pays this job the most of the metro areas we cover ($129,370).
- Elmira, NY$129,370
- New York, NY$121,180
- Boston, MA$120,300
- San Francisco, CA$116,480
- Norwich, CT$116,460
Does this match what you are paid?
Anonymous, no account. Results update as visitors answer.
Share your pay anonymously
Loan Officers salary in Denver: questions
How much do loan officers make an hour in Denver?
$49.90 an hour on average, and $48.14 at the median (BLS, May 2025).
What is the entry-level loan officers salary in Denver?
The lowest-paid 10% earn about $39,430 a year and the 25th percentile is $62,300, a fair guide to starting pay.
What is the loan officers take-home pay in Denver?
About $77,988 a year ($6,499 a month) for a single filer on the average salary of $103,790. Colorado's FAMLI premium and the flat monthly occupational privilege taxes of Denver, Aurora and a few other cities are not included.
Do loan officers earn more in Denver than elsewhere?
The average here is 18% more than the U.S. average for this job ($87,790).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2072; area Denver-Aurora-Centennial, CO (19740). Relative standard error of the mean wage: 4.7%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Colorado's FAMLI premium and the flat monthly occupational privilege taxes of Denver, Aurora and a few other cities are not included.
- Job concentration: location quotient 0.69, this job is less common than in the U.S. overall (location quotient 0.69).
Read the full methodology. Spotted an error? Tell us.