Loan Officers pay range in Phoenix
New workers and the lowest-paid 10% earn about $35,840 a year or less, while the top 10% make $133,850 or more. The middle half of loan officers in Phoenix earn between $47,900 and $100,880.
- $36K10th
- $48K25th
- $62KMedian
- $101K75th
- $134K90th
median average · bar = middle 50% of workers
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $76,460 | $6,372 | $36.76 |
| Median | $61,850 | $5,154 | $29.74 |
| Entry level (25th percentile) | $47,900 | $3,992 | $23.03 |
| Experienced (75th percentile) | $100,880 | $8,407 | $48.50 |
*Hourly figures assume 2,080 paid hours a year.
Loan Officers salary after taxes in Phoenix
On the average salary of $76,460, a single filer in Phoenix takes home about $61,102 a year, or $5,092 a month and $2,350 every two weeks. Taxes take 20% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
Is Phoenix a good place for loan officers? Pay vs. cost of living
Prices in the Phoenix area are 3% above the U.S. average (BEA price parity 103.3), so the average $76,460 buys what about $74,006 would buy in a typical U.S. metro. This job pays 1.2 times the median wage of all jobs in Phoenix ($51,380). A typical home costs $448,352, or 5.9 years of this average salary before tax.
Loan Officers salary in other Arizona cities
Phoenix ranks 3rd of 6 Arizona metro areas for this job; Flagstaff pays the most ($86,690).
- Flagstaff$86,690
- Prescott Valley$77,240
- Phoenix$76,460
- Tucson$75,490
- Yuma$75,000
- Lake Havasu City$66,160
Highest-paying cities for loan officers
Elmira, NY pays this job the most of the metro areas we cover ($129,370).
- Elmira, NY$129,370
- New York, NY$121,180
- Boston, MA$120,300
- San Francisco, CA$116,480
- Norwich, CT$116,460
Does this match what you are paid?
Anonymous, no account. Results update as visitors answer.
Share your pay anonymously
Loan Officers salary in Phoenix: questions
How much do loan officers make an hour in Phoenix?
$36.76 an hour on average, and $29.73 at the median (BLS, May 2025).
What is the entry-level loan officers salary in Phoenix?
The lowest-paid 10% earn about $35,840 a year and the 25th percentile is $47,900, a fair guide to starting pay.
What is the loan officers take-home pay in Phoenix?
About $61,102 a year ($5,092 a month) for a single filer on the average salary of $76,460.
Do loan officers earn more in Phoenix than elsewhere?
The average here is 14% less than the U.S. metro average for this job ($88,726).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2072; area Phoenix-Mesa-Chandler, AZ (38060). Relative standard error of the mean wage: 3.1%.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
- Job concentration: location quotient 1.99, this job is 2.0 times as concentrated as in the U.S. overall.
Read the full methodology. Spotted an error? Tell us.