Loan Officers pay range in Flagstaff
New workers and the lowest-paid 10% earn about $37,300 a year or less, while the top 10% make $169,570 or more. The middle half of loan officers in Flagstaff earn between $49,020 and $104,630.
- $37K10th
- $49K25th
- $79KMedian
- $105K75th
- $170K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $86,690 | $7,224 | $41.68 |
| Median | $78,810 | $6,568 | $37.89 |
| Entry level (25th percentile) | $49,020 | $4,085 | $23.57 |
| Experienced (75th percentile) | $104,630 | $8,719 | $50.30 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Loan Officers pay in Flagstaff vs. Arizona and the U.S.
Loan officers in Flagstaff earn 12% more than the Arizona average ($77,060) and about the same as the U.S. average ($87,790). At the median the gap is +3% against the U.S. median of $76,690.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Flagstaff | $86,690 | $78,810 | $37,300 | $169,570 | 60 |
| Arizona | $77,060 | $62,160 | $35,960 | $133,890 | 10,020 |
| United States | $87,790 | $76,690 | $39,430 | $153,180 | 274,330 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Loan Officers salary after taxes in Flagstaff
On the average salary of $86,690, a single filer in Flagstaff takes home about $68,043 a year, or $5,670 a month and $2,617 every two weeks. Taxes take 22% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
Is Flagstaff a good place for loan officers? Pay vs. cost of living
Prices in the Flagstaff area are in line with the U.S. average (BEA price parity 100.3), so the average $86,690 buys what about $86,409 would buy in a typical U.S. metro. This job pays 1.7 times the median wage of all jobs in Flagstaff ($47,500). A typical home costs $628,981, or 7.3 years of this average salary before tax.
Loan Officers salary in other Arizona cities
Flagstaff ranks 1st of 6 Arizona metro areas for this job, the best-paid in the state.
- Flagstaff$86,690
- Prescott Valley$77,240
- Phoenix$76,460
- Tucson$75,490
- Yuma$75,000
- Lake Havasu City$66,160
Highest-paying cities for loan officers
Elmira, NY pays this job the most of the metro areas we cover ($129,370).
- Elmira, NY$129,370
- New York, NY$121,180
- Boston, MA$120,300
- San Francisco, CA$116,480
- Norwich, CT$116,460
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Loan Officers salary in Flagstaff: questions
How much do loan officers make an hour in Flagstaff?
$41.68 an hour on average, and $37.89 at the median (BLS, May 2025).
What is the entry-level loan officers salary in Flagstaff?
The lowest-paid 10% earn about $37,300 a year and the 25th percentile is $49,020, a fair guide to starting pay.
What is the loan officers take-home pay in Flagstaff?
About $68,043 a year ($5,670 a month) for a single filer on the average salary of $86,690.
Do loan officers earn more in Flagstaff than elsewhere?
The average here is about the same as the U.S. average for this job ($87,790).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2072; area Flagstaff, AZ (22380). Relative standard error of the mean wage: 6.5%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
- Job concentration: location quotient 0.51, this job is less common than in the U.S. overall (location quotient 0.51).
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