Insurance Underwriters pay range in Honolulu
New workers and the lowest-paid 10% earn about $46,470 a year or less, while the top 10% make $105,970 or more. The middle half of insurance underwriters in Honolulu earn between $60,130 and $100,050.
- $46K10th
- $60K25th
- $74KMedian
- $100K75th
- $106K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $76,410 | $6,368 | $36.74 |
| Median | $73,580 | $6,132 | $35.38 |
| Entry level (25th percentile) | $60,130 | $5,011 | $28.91 |
| Experienced (75th percentile) | $100,050 | $8,338 | $48.10 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Insurance Underwriters pay in Honolulu vs. Hawaii and the U.S.
Insurance underwriters in Honolulu earn about the same as the Hawaii average ($76,090) and 18% less than the U.S. average ($93,700). At the median the gap is -10% against the U.S. median of $81,370.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Honolulu | $76,410 | $73,580 | $46,470 | $105,970 | 220 |
| Hawaii | $76,090 | $73,260 | $46,470 | $105,970 | 230 |
| United States | $93,700 | $81,370 | $55,530 | $145,160 | 105,420 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Insurance Underwriters salary after taxes in Honolulu
On the average salary of $76,410, a single filer in Honolulu takes home about $58,581 a year, or $4,882 a month and $2,253 every two weeks. Taxes take 23% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Hawaii's top brackets above $125,000 follow Act 46 (2024).
Is Honolulu a good place for insurance underwriters? Pay vs. cost of living
Prices in the Honolulu area are 11% above the U.S. average (BEA price parity 111.0), so the average $76,410 buys what about $68,862 would buy in a typical U.S. metro. This job pays 1.3 times the median wage of all jobs in Honolulu ($57,220). A typical home costs $851,163, or 11.1 years of this average salary before tax.
Insurance Underwriters salary in nearby metro areas
- San Francisco, CA$105,860
- San Jose, CA$94,220
- Sacramento, CA$103,210
- Oxnard, CA$96,350
- Fresno, CA$104,650
- Los Angeles, CA$104,220
Highest-paying cities for insurance underwriters
Bridgeport, CT pays this job the most of the metro areas we cover ($127,970).
- Bridgeport, CT$127,970
- Boston, MA$115,600
- Denver, CO$115,260
- Seattle, WA$114,200
- Manchester, NH$112,530
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Insurance Underwriters salary in Honolulu: questions
How much do insurance underwriters make an hour in Honolulu?
$36.74 an hour on average, and $35.38 at the median (BLS, May 2025).
What is the entry-level insurance underwriters salary in Honolulu?
The lowest-paid 10% earn about $46,470 a year and the 25th percentile is $60,130, a fair guide to starting pay.
What is the insurance underwriters take-home pay in Honolulu?
About $58,581 a year ($4,882 a month) for a single filer on the average salary of $76,410. Hawaii's top brackets above $125,000 follow Act 46 (2024).
Do insurance underwriters earn more in Honolulu than elsewhere?
The average here is 18% less than the U.S. average for this job ($93,700).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2053; area Urban Honolulu, HI (46520). Relative standard error of the mean wage: 4.2%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Hawaii's top brackets above $125,000 follow Act 46 (2024).
- Job concentration: location quotient 0.74, this job is less common than in the U.S. overall (location quotient 0.74).
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