Financial Risk Specialists pay range in Honolulu
New workers and the lowest-paid 10% earn about $61,740 a year or less, while the top 10% make $135,450 or more. The middle half of financial risk specialists in Honolulu earn between $78,320 and $123,360.
- $62K10th
- $78K25th
- $90KMedian
- $123K75th
- $135K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $96,460 | $8,038 | $46.38 |
| Median | $89,860 | $7,488 | $43.20 |
| Entry level (25th percentile) | $78,320 | $6,527 | $37.65 |
| Experienced (75th percentile) | $123,360 | $10,280 | $59.31 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Financial Risk Specialists pay in Honolulu vs. Hawaii and the U.S.
Financial risk specialists in Honolulu earn about the same as the Hawaii average ($96,590) and 22% less than the U.S. average ($124,420). At the median the gap is -23% against the U.S. median of $117,330.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Honolulu | $96,460 | $89,860 | $61,740 | $135,450 | 90 |
| Hawaii | $96,590 | $89,860 | $61,740 | $134,990 | 90 |
| United States | $124,420 | $117,330 | $64,820 | $196,110 | 63,850 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Financial Risk Specialists salary after taxes in Honolulu
On the average salary of $96,460, a single filer in Honolulu takes home about $71,162 a year, or $5,930 a month and $2,737 every two weeks. Taxes take 26% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Hawaii's top brackets above $125,000 follow Act 46 (2024).
Is Honolulu a good place for financial risk specialists? Pay vs. cost of living
Prices in the Honolulu area are 11% above the U.S. average (BEA price parity 111.0), so the average $96,460 buys what about $86,931 would buy in a typical U.S. metro. This job pays 1.6 times the median wage of all jobs in Honolulu ($57,220). A typical home costs $851,163, or 8.8 years of this average salary before tax.
Financial Risk Specialists salary in nearby metro areas
- Santa Cruz, CA$108,490
- San Francisco, CA$159,040
- San Jose, CA$162,550
- Sacramento, CA$127,920
- Oxnard, CA$101,580
- Fresno, CA$99,680
Highest-paying cities for financial risk specialists
San Jose, CA pays this job the most of the metro areas we cover ($162,550).
- San Jose, CA$162,550
- San Francisco, CA$159,040
- New York, NY$155,130
- Bridgeport, CT$146,120
- Charlotte, NC$144,270
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Financial Risk Specialists salary in Honolulu: questions
How much do financial risk specialists make an hour in Honolulu?
$46.38 an hour on average, and $43.20 at the median (BLS, May 2025).
What is the entry-level financial risk specialists salary in Honolulu?
The lowest-paid 10% earn about $61,740 a year and the 25th percentile is $78,320, a fair guide to starting pay.
What is the financial risk specialists take-home pay in Honolulu?
About $71,162 a year ($5,930 a month) for a single filer on the average salary of $96,460. Hawaii's top brackets above $125,000 follow Act 46 (2024).
Do financial risk specialists earn more in Honolulu than elsewhere?
The average here is 22% less than the U.S. average for this job ($124,420).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2054; area Urban Honolulu, HI (46520). Relative standard error of the mean wage: 1.6%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Hawaii's top brackets above $125,000 follow Act 46 (2024).
- Job concentration: location quotient 0.48, this job is less common than in the U.S. overall (location quotient 0.48).
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