Insurance Sales Agents pay range in Kahului
New workers and the lowest-paid 10% earn about $44,510 a year or less, while the top 10% make $117,460 or more. The middle half of insurance sales agents in Kahului earn between $49,620 and $79,440.
- $45K10th
- $50K25th
- $63KMedian
- $79K75th
- $117K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $72,560 | $6,047 | $34.88 |
| Median | $63,310 | $5,276 | $30.44 |
| Entry level (25th percentile) | $49,620 | $4,135 | $23.86 |
| Experienced (75th percentile) | $79,440 | $6,620 | $38.19 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Insurance Sales Agents pay in Kahului vs. Hawaii and the U.S.
Insurance sales agents in Kahului earn about the same as the Hawaii average ($74,370) and 11% less than the U.S. average ($81,480). At the median the gap is +2% against the U.S. median of $62,280.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Kahului | $72,560 | $63,310 | $44,510 | $117,460 | 60 |
| Hawaii | $74,370 | $64,170 | $38,750 | $107,990 | 1,070 |
| United States | $81,480 | $62,280 | $37,330 | $138,140 | 479,100 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Insurance Sales Agents salary after taxes in Kahului
On the average salary of $72,560, a single filer in Kahului takes home about $56,165 a year, or $4,680 a month and $2,160 every two weeks. Taxes take 23% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Hawaii's top brackets above $125,000 follow Act 46 (2024).
Is Kahului a good place for insurance sales agents? Pay vs. cost of living
Prices in the Kahului area are 9% above the U.S. average (BEA price parity 109.4), so the average $72,560 buys what about $66,330 would buy in a typical U.S. metro. This job pays 1.1 times the median wage of all jobs in Kahului ($57,640). A typical home costs $997,307, or 13.7 years of this average salary before tax.
Insurance Sales Agents salary in other Hawaii cities
Kahului ranks 2nd of 2 Hawaii metro areas for this job; Honolulu pays the most ($74,040).
- Honolulu$74,040
- Kahului$72,560
Highest-paying cities for insurance sales agents
Fond du Lac, WI pays this job the most of the metro areas we cover ($118,600).
- Fond du Lac, WI$118,600
- San Francisco, CA$114,110
- Minneapolis, MN$111,320
- New York, NY$107,190
- Boston, MA$105,000
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Insurance Sales Agents salary in Kahului: questions
How much do insurance sales agents make an hour in Kahului?
$34.89 an hour on average, and $30.44 at the median (BLS, May 2025).
What is the entry-level insurance sales agents salary in Kahului?
The lowest-paid 10% earn about $44,510 a year and the 25th percentile is $49,620, a fair guide to starting pay.
What is the insurance sales agents take-home pay in Kahului?
About $56,165 a year ($4,680 a month) for a single filer on the average salary of $72,560. Hawaii's top brackets above $125,000 follow Act 46 (2024).
Do insurance sales agents earn more in Kahului than elsewhere?
The average here is 11% less than the U.S. average for this job ($81,480).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 41-3021; area Kahului-Wailuku, HI (27980). Relative standard error of the mean wage: 5.6%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Hawaii's top brackets above $125,000 follow Act 46 (2024).
- Job concentration: location quotient 0.28, this job is less common than in the U.S. overall (location quotient 0.28).
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