SOC 13-2054 · Knoxville, TN metro

Financial Risk Specialists Salary in Knoxville, TN

The average salary for financial risk specialists in Knoxville, Tennessee is $94,450 a year ($45.41 an hour), according to BLS estimates for May 2025. The median is $83,240: half of the 90 people in this job in the Knoxville, TN metro area earn more than that, half earn less. That average is 24% less than the U.S. average for this job ($124,420).

$94,450average per year

$45.41 / hourMedian $83,240Take-home ≈ $75,276

  • $45K10th
  • $60K25th
  • $83KMedian
  • $119K75th
  • $160K90th

median average · bar = middle 50% of workers · how to read it

90people in this job
-24%vs U.S. average
#3 of 3Tennessee metros
93cost of living (U.S. = 100)
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Financial Risk Specialists pay range in Knoxville

New workers and the lowest-paid 10% earn about $44,560 a year or less, while the top 10% make $160,220 or more. The middle half of financial risk specialists in Knoxville earn between $59,910 and $119,480.

  • $45K10th
  • $60K25th
  • $83KMedian
  • $119K75th
  • $160K90th

median average · bar = middle 50% of workers · how to read it

Pay levelPer yearPer monthPer hour*
Average$94,450$7,871$45.41
Median$83,240$6,937$40.02
Entry level (25th percentile)$59,910$4,992$28.80
Experienced (75th percentile)$119,480$9,957$57.44

*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.

Financial Risk Specialists pay in Knoxville vs. Tennessee and the U.S.

Financial risk specialists in Knoxville earn 6% less than the Tennessee average ($100,540) and 24% less than the U.S. average ($124,420). At the median the gap is -29% against the U.S. median of $117,330.

AreaAverageMedian10th pct.90th pct.Jobs
Knoxville$94,450$83,240$44,560$160,22090
Tennessee$100,540$90,950$57,270$154,490540
United States$124,420$117,330$64,820$196,11063,850

State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.

Financial Risk Specialists salary after taxes in Knoxville

On the average salary of $94,450, a single filer in Knoxville takes home about $75,276 a year, or $6,273 a month and $2,895 every two weeks. Taxes take 20% of gross pay.

Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.

Tennessee paycheck calculator: try your own salary

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Is Knoxville a good place for financial risk specialists? Pay vs. cost of living

Prices in the Knoxville area are 7% below the U.S. average (BEA price parity 92.6), so the average $94,450 buys what about $102,032 would buy in a typical U.S. metro. This job pays 1.8 times the median wage of all jobs in Knoxville ($47,080). A typical home costs $367,158, or 3.9 years of this average salary before tax.

See what $94,450 is worth in another city

Financial Risk Specialists salary in other Tennessee cities

Knoxville ranks 3rd of 3 Tennessee metro areas for this job; Memphis pays the most ($105,470).

All Financial Risk Specialists salaries in Tennessee

Highest-paying cities for financial risk specialists

San Jose, CA pays this job the most of the metro areas we cover ($162,550).

Financial Risk Specialists salary by city

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Reviewed before it counts. Financial Risk Specialists in Knoxville, TN.

Financial Risk Specialists salary in Knoxville: questions

How much do financial risk specialists make an hour in Knoxville?

$45.41 an hour on average, and $40.02 at the median (BLS, May 2025).

What is the entry-level financial risk specialists salary in Knoxville?

The lowest-paid 10% earn about $44,560 a year and the 25th percentile is $59,910, a fair guide to starting pay.

What is the financial risk specialists take-home pay in Knoxville?

About $75,276 a year ($6,273 a month) for a single filer on the average salary of $94,450. Tennessee has no state income tax.

Do financial risk specialists earn more in Knoxville than elsewhere?

The average here is 24% less than the U.S. average for this job ($124,420).

Sources and how to read this page

  • Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2054; area Knoxville, TN (28940). Relative standard error of the mean wage: 4.2%.
  • U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
  • Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
  • Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
  • Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
  • Job concentration: location quotient 0.50, this job is less common than in the U.S. overall (location quotient 0.50).

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