SOC 13-2054 · San Diego-Chula Vista-Carlsbad, CA metro

Financial Risk Specialists Salary in San Diego, CA

The average salary for financial risk specialists in San Diego, California is $126,310 a year ($60.73 an hour), according to BLS estimates for May 2025. The median is $121,010: half of the 380 people in this job in the San Diego-Chula Vista-Carlsbad, CA metro area earn more than that, half earn less. That average is about the same as the U.S. average for this job ($124,420).

$126,310average per year

$60.73 / hourMedian $121,010Take-home ≈ $89,944

  • $71K10th
  • $94K25th
  • $121KMedian
  • $152K75th
  • $195K90th

median average · bar = middle 50% of workers · how to read it

380people in this job
+2%vs U.S. average
#4 of 9California metros
112cost of living (U.S. = 100)
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Financial Risk Specialists pay range in San Diego

New workers and the lowest-paid 10% earn about $70,550 a year or less, while the top 10% make $194,670 or more. The middle half of financial risk specialists in San Diego earn between $93,520 and $152,410.

  • $71K10th
  • $94K25th
  • $121KMedian
  • $152K75th
  • $195K90th

median average · bar = middle 50% of workers · how to read it

Pay levelPer yearPer monthPer hour*
Average$126,310$10,526$60.73
Median$121,010$10,084$58.18
Entry level (25th percentile)$93,520$7,793$44.96
Experienced (75th percentile)$152,410$12,701$73.27

*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.

Financial Risk Specialists pay in San Diego vs. California and the U.S.

Financial risk specialists in San Diego earn 8% less than the California average ($137,030) and about the same as the U.S. average ($124,420). At the median the gap is +3% against the U.S. median of $117,330.

AreaAverageMedian10th pct.90th pct.Jobs
San Diego$126,310$121,010$70,550$194,670380
California$137,030$129,110$76,610$208,3605,740
United States$124,420$117,330$64,820$196,11063,850

State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.

Financial Risk Specialists salary after taxes in San Diego

On the average salary of $126,310, a single filer in San Diego takes home about $89,944 a year, or $7,495 a month and $3,459 every two weeks. Taxes take 29% of gross pay.

Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). California State Disability Insurance (1.3% of wages, paid by employees) is not included.

California paycheck calculator: try your own salary

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Is San Diego a good place for financial risk specialists? Pay vs. cost of living

Prices in the San Diego area are 12% above the U.S. average (BEA price parity 111.9), so the average $126,310 buys what about $112,891 would buy in a typical U.S. metro. This job pays 2.1 times the median wage of all jobs in San Diego ($58,690). A typical home costs $946,365, or 7.5 years of this average salary before tax.

See what $126,310 is worth in another city

Financial Risk Specialists salary in other California cities

San Diego ranks 4th of 9 California metro areas for this job; San Jose pays the most ($162,550).

All Financial Risk Specialists salaries in California

Highest-paying cities for financial risk specialists

San Jose, CA pays this job the most of the metro areas we cover ($162,550).

Financial Risk Specialists salary by city

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Reviewed before it counts. Financial Risk Specialists in San Diego, CA.

Financial Risk Specialists salary in San Diego: questions

How much do financial risk specialists make an hour in San Diego?

$60.73 an hour on average, and $58.18 at the median (BLS, May 2025).

What is the entry-level financial risk specialists salary in San Diego?

The lowest-paid 10% earn about $70,550 a year and the 25th percentile is $93,520, a fair guide to starting pay.

What is the financial risk specialists take-home pay in San Diego?

About $89,944 a year ($7,495 a month) for a single filer on the average salary of $126,310. California State Disability Insurance (1.3% of wages, paid by employees) is not included.

Do financial risk specialists earn more in San Diego than elsewhere?

The average here is about the same as the U.S. average for this job ($124,420).

Sources and how to read this page

  • Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2054; area San Diego-Chula Vista-Carlsbad, CA (41740). Relative standard error of the mean wage: 3.2%.
  • U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
  • Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
  • Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
  • Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). California State Disability Insurance (1.3% of wages, paid by employees) is not included.
  • Job concentration: location quotient 0.60, this job is less common than in the U.S. overall (location quotient 0.60).

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