Customer Service Representatives pay range in Memphis
New workers and the lowest-paid 10% earn about $31,570 a year or less, while the top 10% make $60,470 or more. The middle half of customer service representatives in Memphis earn between $36,650 and $48,470.
- $32K10th
- $37K25th
- $44KMedian
- $48K75th
- $60K90th
median average · bar = middle 50% of workers
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $45,050 | $3,754 | $21.66 |
| Median | $44,090 | $3,674 | $21.20 |
| Entry level (25th percentile) | $36,650 | $3,054 | $17.62 |
| Experienced (75th percentile) | $48,470 | $4,039 | $23.30 |
*Hourly figures assume 2,080 paid hours a year.
Customer Service Representatives salary after taxes in Memphis
On the average salary of $45,050, a single filer in Memphis takes home about $38,378 a year, or $3,198 a month and $1,476 every two weeks. Taxes take 15% of gross pay.
The Memphis, TN-MS-AR metro area crosses state lines, so take-home pay depends on the state where you work:
| State | Per year | Per month |
|---|---|---|
| Working in TN | $38,378 | $3,198 |
| Working in MS | $37,308 | $3,109 |
| Working in AR | $37,199 | $3,100 |
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
Is Memphis a good place for customer service representatives? Pay vs. cost of living
Prices in the Memphis area are 8% below the U.S. average (BEA price parity 92.2), so the average $45,050 buys what about $48,872 would buy in a typical U.S. metro. This job pays 0.9 times the median wage of all jobs in Memphis ($46,890). A typical home costs $247,229, or 5.5 years of this average salary before tax.
Customer Service Representatives salary in other Tennessee cities
Memphis ranks 2nd of 10 Tennessee metro areas for this job; Nashville pays the most ($46,830).
- Nashville$46,830
- Memphis$45,050
- Chattanooga$44,490
- Knoxville$42,810
- Jackson$41,550
- Morristown$41,300
- Clarksville$40,710
- Cleveland$40,210
- Johnson City$39,750
- Kingsport$39,280
Highest-paying cities for customer service representatives
San Jose, CA pays this job the most of the metro areas we cover ($63,890).
- San Jose, CA$63,890
- San Francisco, CA$61,320
- Midland, MI$57,930
- Stockton, CA$57,650
- Seattle, WA$56,350
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Customer Service Representatives salary in Memphis: questions
How much do customer service representatives make an hour in Memphis?
$21.66 an hour on average, and $21.20 at the median (BLS, May 2025).
What is the entry-level customer service representatives salary in Memphis?
The lowest-paid 10% earn about $31,570 a year and the 25th percentile is $36,650, a fair guide to starting pay.
What is the customer service representatives take-home pay in Memphis?
About $38,378 a year ($3,198 a month) for a single filer on the average salary of $45,050. Tennessee has no state income tax.
Do customer service representatives earn more in Memphis than elsewhere?
The average here is 4% less than the U.S. metro average for this job ($46,823).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 43-4051; area Memphis, TN-MS-AR (32820). Relative standard error of the mean wage: 0.6%.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
- Job concentration: location quotient 0.92, this job is about as common as in the U.S. overall.
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