Customer Service Representatives pay range in Chattanooga
New workers and the lowest-paid 10% earn about $31,180 a year or less, while the top 10% make $59,060 or more. The middle half of customer service representatives in Chattanooga earn between $37,450 and $47,630.
- $31K10th
- $37K25th
- $45KMedian
- $48K75th
- $59K90th
median average · bar = middle 50% of workers
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $44,490 | $3,708 | $21.39 |
| Median | $45,030 | $3,752 | $21.65 |
| Entry level (25th percentile) | $37,450 | $3,121 | $18.00 |
| Experienced (75th percentile) | $47,630 | $3,969 | $22.90 |
*Hourly figures assume 2,080 paid hours a year.
Customer Service Representatives salary after taxes in Chattanooga
On the average salary of $44,490, a single filer in Chattanooga takes home about $37,928 a year, or $3,161 a month and $1,459 every two weeks. Taxes take 15% of gross pay.
The Chattanooga, TN-GA metro area crosses state lines, so take-home pay depends on the state where you work:
| State | Per year | Per month |
|---|---|---|
| Working in TN | $37,928 | $3,161 |
| Working in GA | $36,456 | $3,038 |
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
Is Chattanooga a good place for customer service representatives? Pay vs. cost of living
Prices in the Chattanooga area are 9% below the U.S. average (BEA price parity 91.5), so the average $44,490 buys what about $48,642 would buy in a typical U.S. metro. This job pays 1.0 times the median wage of all jobs in Chattanooga ($46,700). A typical home costs $326,370, or 7.3 years of this average salary before tax.
Customer Service Representatives salary in other Tennessee cities
Chattanooga ranks 3rd of 10 Tennessee metro areas for this job; Nashville pays the most ($46,830).
- Nashville$46,830
- Memphis$45,050
- Chattanooga$44,490
- Knoxville$42,810
- Jackson$41,550
- Morristown$41,300
- Clarksville$40,710
- Cleveland$40,210
- Johnson City$39,750
- Kingsport$39,280
Highest-paying cities for customer service representatives
San Jose, CA pays this job the most of the metro areas we cover ($63,890).
- San Jose, CA$63,890
- San Francisco, CA$61,320
- Midland, MI$57,930
- Stockton, CA$57,650
- Seattle, WA$56,350
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Customer Service Representatives salary in Chattanooga: questions
How much do customer service representatives make an hour in Chattanooga?
$21.39 an hour on average, and $21.65 at the median (BLS, May 2025).
What is the entry-level customer service representatives salary in Chattanooga?
The lowest-paid 10% earn about $31,180 a year and the 25th percentile is $37,450, a fair guide to starting pay.
What is the customer service representatives take-home pay in Chattanooga?
About $37,928 a year ($3,161 a month) for a single filer on the average salary of $44,490. Tennessee has no state income tax.
Do customer service representatives earn more in Chattanooga than elsewhere?
The average here is 5% less than the U.S. metro average for this job ($46,823).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 43-4051; area Chattanooga, TN-GA (16860). Relative standard error of the mean wage: 0.7%.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
- Job concentration: location quotient 1.14, this job is about as common as in the U.S. overall.
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