Credit Counselors pay range in Washington
New workers and the lowest-paid 10% earn about $44,000 a year or less, while the top 10% make $89,820 or more. The middle half of credit counselors in Washington earn between $54,700 and $77,880.
- $44K10th
- $55K25th
- $62KMedian
- $78K75th
- $90K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $66,950 | $5,579 | $32.19 |
| Median | $61,930 | $5,161 | $29.77 |
| Entry level (25th percentile) | $54,700 | $4,558 | $26.30 |
| Experienced (75th percentile) | $77,880 | $6,490 | $37.44 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Credit Counselors pay in Washington vs. Washington, D.C. and the U.S.
Credit counselors in Washington earn 11% less than the Washington, D.C. average ($75,640) and 17% more than the U.S. average ($57,210). At the median the gap is +19% against the U.S. median of $52,230.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Washington | $66,950 | $61,930 | $44,000 | $89,820 | 440 |
| Washington, D.C. | $75,640 | $63,580 | $52,080 | $100,370 | 110 |
| United States | $57,210 | $52,230 | $38,350 | $80,440 | 27,770 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Credit Counselors salary after taxes in Washington
On the average salary of $66,950, a single filer in Washington takes home about $53,024 a year, or $4,419 a month and $2,039 every two weeks. Taxes take 21% of gross pay.
The Washington-Arlington-Alexandria, DC-VA-MD-WV metro area crosses state lines, so take-home pay depends on the state where you work:
| State | Per year | Per month |
|---|---|---|
| Working in WV | $53,752 | $4,479 |
| Working in DC | $53,024 | $4,419 |
| Working in MD | $52,961 | $4,413 |
| Working in VA | $52,894 | $4,408 |
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
Is Washington a good place for credit counselors? Pay vs. cost of living
Prices in the Washington area are 9% above the U.S. average (BEA price parity 108.9), so the average $66,950 buys what about $61,487 would buy in a typical U.S. metro. This job pays 0.9 times the median wage of all jobs in Washington ($71,060). A typical home costs $583,013, or 8.7 years of this average salary before tax.
Credit Counselors salary in nearby metro areas
- Baltimore, MD$60,130
- Richmond, VA$53,380
- Harrisburg, PA$65,640
- Lancaster, PA$60,640
- Morgantown, WV$46,340
- Philadelphia, PA$62,150
Highest-paying cities for credit counselors
San Francisco, CA pays this job the most of the metro areas we cover ($85,720).
- San Francisco, CA$85,720
- Salt Lake City, UT$79,060
- San Jose, CA$77,410
- Sacramento, CA$76,900
- San Diego, CA$72,810
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Credit Counselors salary in Washington: questions
How much do credit counselors make an hour in Washington?
$32.19 an hour on average, and $29.78 at the median (BLS, May 2025).
What is the entry-level credit counselors salary in Washington?
The lowest-paid 10% earn about $44,000 a year and the 25th percentile is $54,700, a fair guide to starting pay.
What is the credit counselors take-home pay in Washington?
About $53,024 a year ($4,419 a month) for a single filer on the average salary of $66,950.
Do credit counselors earn more in Washington than elsewhere?
The average here is 17% more than the U.S. average for this job ($57,210).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2071; area Washington-Arlington-Alexandria, DC-VA-MD-WV (47900). Relative standard error of the mean wage: 2.0%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
- Job concentration: location quotient 0.78, this job is less common than in the U.S. overall (location quotient 0.78).
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