Credit Counselors pay range in Richmond
New workers and the lowest-paid 10% earn about $38,590 a year or less, while the top 10% make $68,890 or more. The middle half of credit counselors in Richmond earn between $45,810 and $61,010.
- $39K10th
- $46K25th
- $54KMedian
- $61K75th
- $69K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $53,380 | $4,448 | $25.66 |
| Median | $54,150 | $4,512 | $26.03 |
| Entry level (25th percentile) | $45,810 | $3,818 | $22.02 |
| Experienced (75th percentile) | $61,010 | $5,084 | $29.33 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Credit Counselors pay in Richmond vs. Virginia and the U.S.
Credit counselors in Richmond earn about the same as the Virginia average ($54,630) and 7% less than the U.S. average ($57,210). At the median the gap is +4% against the U.S. median of $52,230.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Richmond | $53,380 | $54,150 | $38,590 | $68,890 | 130 |
| Virginia | $54,630 | $51,550 | $40,930 | $70,200 | 760 |
| United States | $57,210 | $52,230 | $38,350 | $80,440 | 27,770 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Credit Counselors salary after taxes in Richmond
On the average salary of $53,380, a single filer in Richmond takes home about $42,816 a year, or $3,568 a month and $1,647 every two weeks. Taxes take 20% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules).
Is Richmond a good place for credit counselors? Pay vs. cost of living
Prices in the Richmond area are 2% below the U.S. average (BEA price parity 97.9), so the average $53,380 buys what about $54,548 would buy in a typical U.S. metro. This job pays 1.1 times the median wage of all jobs in Richmond ($51,460). A typical home costs $397,705, or 7.5 years of this average salary before tax.
Credit Counselors salary in other Virginia cities
Richmond ranks 1st of 3 Virginia metro areas for this job, the best-paid in the state.
- Richmond$53,380
- Virginia Beach$53,120
- Roanoke$49,610
Highest-paying cities for credit counselors
San Francisco, CA pays this job the most of the metro areas we cover ($85,720).
- San Francisco, CA$85,720
- Salt Lake City, UT$79,060
- San Jose, CA$77,410
- Sacramento, CA$76,900
- San Diego, CA$72,810
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Credit Counselors salary in Richmond: questions
How much do credit counselors make an hour in Richmond?
$25.66 an hour on average, and $26.03 at the median (BLS, May 2025).
What is the entry-level credit counselors salary in Richmond?
The lowest-paid 10% earn about $38,590 a year and the 25th percentile is $45,810, a fair guide to starting pay.
What is the credit counselors take-home pay in Richmond?
About $42,816 a year ($3,568 a month) for a single filer on the average salary of $53,380.
Do credit counselors earn more in Richmond than elsewhere?
The average here is 7% less than the U.S. average for this job ($57,210).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2071; area Richmond, VA (40060). Relative standard error of the mean wage: 2.4%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules).
- Job concentration: location quotient 1.13, this job is about as common as in the U.S. overall.
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