Insurance Underwriters pay range in Nashville
New workers and the lowest-paid 10% earn about $50,600 a year or less, while the top 10% make $123,230 or more. The middle half of insurance underwriters in Nashville earn between $61,180 and $100,600.
- $51K10th
- $61K25th
- $80KMedian
- $101K75th
- $123K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $83,870 | $6,989 | $40.32 |
| Median | $79,870 | $6,656 | $38.40 |
| Entry level (25th percentile) | $61,180 | $5,098 | $29.41 |
| Experienced (75th percentile) | $100,600 | $8,383 | $48.37 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Insurance Underwriters pay in Nashville vs. Tennessee and the U.S.
Insurance underwriters in Nashville earn about the same as the Tennessee average ($82,570) and 10% less than the U.S. average ($93,700). At the median the gap is -2% against the U.S. median of $81,370.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Nashville | $83,870 | $79,870 | $50,600 | $123,230 | 620 |
| Tennessee | $82,570 | $78,840 | $50,200 | $123,150 | 1,250 |
| United States | $93,700 | $81,370 | $55,530 | $145,160 | 105,420 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Insurance Underwriters salary after taxes in Nashville
On the average salary of $83,870, a single filer in Nashville takes home about $67,833 a year, or $5,653 a month and $2,609 every two weeks. Taxes take 19% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
Is Nashville a good place for insurance underwriters? Pay vs. cost of living
Prices in the Nashville area are 4% below the U.S. average (BEA price parity 96.3), so the average $83,870 buys what about $87,058 would buy in a typical U.S. metro. This job pays 1.6 times the median wage of all jobs in Nashville ($50,390). A typical home costs $455,958, or 5.4 years of this average salary before tax.
Insurance Underwriters salary in other Tennessee cities
Nashville ranks 2nd of 4 Tennessee metro areas for this job; Chattanooga pays the most ($98,350).
- Chattanooga$98,350
- Nashville$83,870
- Memphis$80,960
- Knoxville$73,690
Highest-paying cities for insurance underwriters
Bridgeport, CT pays this job the most of the metro areas we cover ($127,970).
- Bridgeport, CT$127,970
- Boston, MA$115,600
- Denver, CO$115,260
- Seattle, WA$114,200
- Manchester, NH$112,530
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Insurance Underwriters salary in Nashville: questions
How much do insurance underwriters make an hour in Nashville?
$40.32 an hour on average, and $38.40 at the median (BLS, May 2025).
What is the entry-level insurance underwriters salary in Nashville?
The lowest-paid 10% earn about $50,600 a year and the 25th percentile is $61,180, a fair guide to starting pay.
What is the insurance underwriters take-home pay in Nashville?
About $67,833 a year ($5,653 a month) for a single filer on the average salary of $83,870. Tennessee has no state income tax.
Do insurance underwriters earn more in Nashville than elsewhere?
The average here is 10% less than the U.S. average for this job ($93,700).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2053; area Nashville-Davidson--Murfreesboro--Franklin, TN (34980). Relative standard error of the mean wage: 4.9%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
- Job concentration: location quotient 0.83, this job is about as common as in the U.S. overall.
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