Credit Counselors pay range in Dayton
New workers and the lowest-paid 10% earn about $44,560 a year or less, while the top 10% make $61,330 or more. The middle half of credit counselors in Dayton earn between $47,610 and $58,810.
- $45K10th
- $48K25th
- $58KMedian
- $59K75th
- $61K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $56,210 | $4,684 | $27.02 |
| Median | $58,090 | $4,841 | $27.93 |
| Entry level (25th percentile) | $47,610 | $3,968 | $22.89 |
| Experienced (75th percentile) | $58,810 | $4,901 | $28.27 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Credit Counselors pay in Dayton vs. Ohio and the U.S.
Credit counselors in Dayton earn 5% less than the Ohio average ($59,150) and about the same as the U.S. average ($57,210). At the median the gap is +11% against the U.S. median of $52,230.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Dayton | $56,210 | $58,090 | $44,560 | $61,330 | 130 |
| Ohio | $59,150 | $51,160 | $43,520 | $86,160 | 890 |
| United States | $57,210 | $52,230 | $38,350 | $80,440 | 27,770 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Credit Counselors salary after taxes in Dayton
On the average salary of $56,210, a single filer in Dayton takes home about $44,836 a year, or $3,736 a month and $1,724 every two weeks. Taxes take 20% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Includes Dayton's local income tax (2.5%); the city income tax is that of the principal city (suburbs have their own rates) and school district income taxes are not included.
Is Dayton a good place for credit counselors? Pay vs. cost of living
Prices in the Dayton area are 7% below the U.S. average (BEA price parity 92.7), so the average $56,210 buys what about $60,640 would buy in a typical U.S. metro. This job pays 1.2 times the median wage of all jobs in Dayton ($49,980). A typical home costs $186,200, or 3.3 years of this average salary before tax.
Credit Counselors salary in other Ohio cities
Dayton ranks 4th of 5 Ohio metro areas for this job; Columbus pays the most ($64,360).
- Columbus$64,360
- Cleveland$63,310
- Cincinnati$57,820
- Dayton$56,210
- Toledo$53,360
Highest-paying cities for credit counselors
San Francisco, CA pays this job the most of the metro areas we cover ($85,720).
- San Francisco, CA$85,720
- Salt Lake City, UT$79,060
- San Jose, CA$77,410
- Sacramento, CA$76,900
- San Diego, CA$72,810
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Credit Counselors salary in Dayton: questions
How much do credit counselors make an hour in Dayton?
$27.02 an hour on average, and $27.93 at the median (BLS, May 2025).
What is the entry-level credit counselors salary in Dayton?
The lowest-paid 10% earn about $44,560 a year and the 25th percentile is $47,610, a fair guide to starting pay.
What is the credit counselors take-home pay in Dayton?
About $44,836 a year ($3,736 a month) for a single filer on the average salary of $56,210. Includes Dayton's local income tax (2.5%); the city income tax is that of the principal city (suburbs have their own rates) and school district income taxes are not included.
Do credit counselors earn more in Dayton than elsewhere?
The average here is about the same as the U.S. average for this job ($57,210).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2071; area Dayton-Kettering-Beavercreek, OH (19430). Relative standard error of the mean wage: 1.7%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Census median home value (Zillow does not cover this metro). Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Includes Dayton's local income tax (2.5%); the city income tax is that of the principal city (suburbs have their own rates) and school district income taxes are not included.
- Job concentration: location quotient 1.90, this job is 1.9 times as concentrated as in the U.S. overall.
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