Loan Officers pay range in Dayton
New workers and the lowest-paid 10% earn about $34,130 a year or less, while the top 10% make $126,040 or more. The middle half of loan officers in Dayton earn between $46,630 and $99,150.
- $34K10th
- $47K25th
- $66KMedian
- $99K75th
- $126K90th
median average · bar = middle 50% of workers
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $97,570 | $8,131 | $46.91 |
| Median | $66,070 | $5,506 | $31.76 |
| Entry level (25th percentile) | $46,630 | $3,886 | $22.42 |
| Experienced (75th percentile) | $99,150 | $8,262 | $47.67 |
*Hourly figures assume 2,080 paid hours a year.
Loan Officers salary after taxes in Dayton
On the average salary of $97,570, a single filer in Dayton takes home about $72,783 a year, or $6,065 a month and $2,799 every two weeks. Taxes take 25% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Includes Dayton's local income tax (2.5%); the city income tax is that of the principal city (suburbs have their own rates) and school district income taxes are not included.
Is Dayton a good place for loan officers? Pay vs. cost of living
Prices in the Dayton area are 7% below the U.S. average (BEA price parity 92.7), so the average $97,570 buys what about $105,260 would buy in a typical U.S. metro. This job pays 1.3 times the median wage of all jobs in Dayton ($49,980). A typical home costs $186,200, or 1.9 years of this average salary before tax.
Loan Officers salary in other Ohio cities
Dayton ranks 1st of 12 Ohio metro areas for this job, the best-paid in the state.
- Dayton$97,570
- Columbus$89,080
- Cleveland$84,600
- Cincinnati$84,260
- Sandusky$77,720
- Springfield$76,600
- Lima$76,400
- Akron$75,340
- Toledo$74,080
- Youngstown$70,360
Highest-paying cities for loan officers
Elmira, NY pays this job the most of the metro areas we cover ($129,370).
- Elmira, NY$129,370
- New York, NY$121,180
- Boston, MA$120,300
- San Francisco, CA$116,480
- Norwich, CT$116,460
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Loan Officers salary in Dayton: questions
How much do loan officers make an hour in Dayton?
$46.91 an hour on average, and $31.76 at the median (BLS, May 2025).
What is the entry-level loan officers salary in Dayton?
The lowest-paid 10% earn about $34,130 a year and the 25th percentile is $46,630, a fair guide to starting pay.
What is the loan officers take-home pay in Dayton?
About $72,783 a year ($6,065 a month) for a single filer on the average salary of $97,570. Includes Dayton's local income tax (2.5%); the city income tax is that of the principal city (suburbs have their own rates) and school district income taxes are not included.
Do loan officers earn more in Dayton than elsewhere?
The average here is 10% more than the U.S. metro average for this job ($88,726).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2072; area Dayton-Kettering-Beavercreek, OH (19430). Relative standard error of the mean wage: 25.9%.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Census median home value (Zillow does not cover this metro). Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Includes Dayton's local income tax (2.5%); the city income tax is that of the principal city (suburbs have their own rates) and school district income taxes are not included.
- Job concentration: location quotient 0.67, this job is less common than in the U.S. overall (location quotient 0.67).
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