Credit Counselors pay range in Oxnard
New workers and the lowest-paid 10% earn about $44,460 a year or less, while the top 10% make $97,850 or more. The middle half of credit counselors in Oxnard earn between $47,690 and $79,040.
- $44K10th
- $48K25th
- $60KMedian
- $79K75th
- $98K90th
median average · bar = middle 50% of workers
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $63,080 | $5,257 | $30.33 |
| Median | $60,110 | $5,009 | $28.90 |
| Entry level (25th percentile) | $47,690 | $3,974 | $22.93 |
| Experienced (75th percentile) | $79,040 | $6,587 | $38.00 |
*Hourly figures assume 2,080 paid hours a year.
Credit Counselors salary after taxes in Oxnard
On the average salary of $63,080, a single filer in Oxnard takes home about $50,887 a year, or $4,241 a month and $1,957 every two weeks. Taxes take 19% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). California State Disability Insurance (1.3% of wages, paid by employees) is not included.
Is Oxnard a good place for credit counselors? Pay vs. cost of living
Prices in the Oxnard area are 11% above the U.S. average (BEA price parity 110.5), so the average $63,080 buys what about $57,068 would buy in a typical U.S. metro. This job pays 1.1 times the median wage of all jobs in Oxnard ($52,510). A typical home costs $883,047, or 14.0 years of this average salary before tax.
Credit Counselors salary in other California cities
Oxnard ranks 8th of 9 California metro areas for this job; San Francisco pays the most ($85,720).
- San Francisco$85,720
- San Jose$77,410
- Sacramento$76,900
- San Diego$72,810
- Los Angeles$68,340
- Riverside$67,870
- Fresno$66,940
- Oxnard$63,080
- Santa Maria$62,640
Highest-paying cities for credit counselors
San Francisco, CA pays this job the most of the metro areas we cover ($85,720).
- San Francisco, CA$85,720
- Salt Lake City, UT$79,060
- San Jose, CA$77,410
- Sacramento, CA$76,900
- San Diego, CA$72,810
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Credit Counselors salary in Oxnard: questions
How much do credit counselors make an hour in Oxnard?
$30.33 an hour on average, and $28.90 at the median (BLS, May 2025).
What is the entry-level credit counselors salary in Oxnard?
The lowest-paid 10% earn about $44,460 a year and the 25th percentile is $47,690, a fair guide to starting pay.
What is the credit counselors take-home pay in Oxnard?
About $50,887 a year ($4,241 a month) for a single filer on the average salary of $63,080. California State Disability Insurance (1.3% of wages, paid by employees) is not included.
Do credit counselors earn more in Oxnard than elsewhere?
The average here is 7% more than the U.S. metro average for this job ($58,886).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2071; area Oxnard-Thousand Oaks-Ventura, CA (37100). Relative standard error of the mean wage: 4.2%.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). California State Disability Insurance (1.3% of wages, paid by employees) is not included.
- Job concentration: location quotient 0.78, this job is less common than in the U.S. overall (location quotient 0.78).
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