Credit Analysts pay range in Winchester
New workers and the lowest-paid 10% earn about $55,060 a year or less, while the top 10% make $161,320 or more. The middle half of credit analysts in Winchester earn between $61,070 and $132,410.
- $55K10th
- $61K25th
- $103KMedian
- $132K75th
- $161K90th
median average · bar = middle 50% of workers
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $101,800 | $8,483 | $48.94 |
| Median | $102,740 | $8,562 | $49.39 |
| Entry level (25th percentile) | $61,070 | $5,089 | $29.36 |
| Experienced (75th percentile) | $132,410 | $11,034 | $63.66 |
*Hourly figures assume 2,080 paid hours a year.
Credit Analysts salary after taxes in Winchester
On the average salary of $101,800, a single filer in Winchester takes home about $75,407 a year, or $6,284 a month and $2,900 every two weeks. Taxes take 26% of gross pay.
The Winchester, VA-WV metro area crosses state lines, so take-home pay depends on the state where you work:
| State | Per year | Per month |
|---|---|---|
| Working in WV | $76,673 | $6,389 |
| Working in VA | $75,407 | $6,284 |
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules).
Is Winchester a good place for credit analysts? Pay vs. cost of living
Prices in the Winchester area are 4% below the U.S. average (BEA price parity 96.5), so the average $101,800 buys what about $105,547 would buy in a typical U.S. metro. This job pays 2.2 times the median wage of all jobs in Winchester ($47,070). A typical home costs $390,773, or 3.8 years of this average salary before tax.
Credit Analysts salary in other Virginia cities
Winchester ranks 2nd of 4 Virginia metro areas for this job; Richmond pays the most ($119,530).
- Richmond$119,530
- Winchester$101,800
- Virginia Beach$92,770
- Roanoke$91,110
Highest-paying cities for credit analysts
New York, NY pays this job the most of the metro areas we cover ($153,870).
- New York, NY$153,870
- San Jose, CA$135,700
- San Francisco, CA$133,360
- Washington, DC$120,420
- Burlington, VT$119,620
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Credit Analysts salary in Winchester: questions
How much do credit analysts make an hour in Winchester?
$48.94 an hour on average, and $49.40 at the median (BLS, May 2025).
What is the entry-level credit analysts salary in Winchester?
The lowest-paid 10% earn about $55,060 a year and the 25th percentile is $61,070, a fair guide to starting pay.
What is the credit analysts take-home pay in Winchester?
About $75,407 a year ($6,284 a month) for a single filer on the average salary of $101,800.
Do credit analysts earn more in Winchester than elsewhere?
The average here is about the same as the U.S. metro average for this job ($102,930).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2041; area Winchester, VA-WV (49020). Relative standard error of the mean wage: 4.3%.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules).
- Job concentration: location quotient 1.11, this job is about as common as in the U.S. overall.
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