Credit Analysts pay range in South Bend
New workers and the lowest-paid 10% earn about $47,840 a year or less, while the top 10% make $111,860 or more. The middle half of credit analysts in South Bend earn between $65,770 and $93,080.
- $48K10th
- $66K25th
- $70KMedian
- $93K75th
- $112K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $77,430 | $6,452 | $37.23 |
| Median | $70,080 | $5,840 | $33.69 |
| Entry level (25th percentile) | $65,770 | $5,481 | $31.62 |
| Experienced (75th percentile) | $93,080 | $7,757 | $44.75 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Credit Analysts pay in South Bend vs. Indiana and the U.S.
Credit analysts in South Bend earn 9% more than the Indiana average ($70,890) and 23% less than the U.S. average ($100,850). At the median the gap is -16% against the U.S. median of $83,510.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| South Bend | $77,430 | $70,080 | $47,840 | $111,860 | 30 |
| Indiana | $70,890 | $62,660 | $47,850 | $101,560 | 860 |
| United States | $100,850 | $83,510 | $56,250 | $169,230 | 64,390 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Credit Analysts salary after taxes in South Bend
On the average salary of $77,430, a single filer in South Bend takes home about $59,672 a year, or $4,973 a month and $2,295 every two weeks. Taxes take 23% of gross pay.
The South Bend-Mishawaka, IN-MI metro area crosses state lines, so take-home pay depends on the state where you work:
| State | Per year | Per month |
|---|---|---|
| Working in MI | $60,258 | $5,021 |
| Working in IN | $59,672 | $4,973 |
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Includes South Bend's local income tax (1.75%).
Is South Bend a good place for credit analysts? Pay vs. cost of living
Prices in the South Bend area are 7% below the U.S. average (BEA price parity 92.9), so the average $77,430 buys what about $83,385 would buy in a typical U.S. metro. This job pays 1.5 times the median wage of all jobs in South Bend ($46,540). A typical home costs $238,866, or 3.1 years of this average salary before tax.
Credit Analysts salary in other Indiana cities
South Bend ranks 1st of 5 Indiana metro areas for this job, the best-paid in the state.
- South Bend$77,430
- Indianapolis$77,070
- Evansville$75,940
- Fort Wayne$72,500
- Elkhart$66,720
Highest-paying cities for credit analysts
New York, NY pays this job the most of the metro areas we cover ($153,870).
- New York, NY$153,870
- San Jose, CA$135,700
- San Francisco, CA$133,360
- Washington, DC$120,420
- Burlington, VT$119,620
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Credit Analysts salary in South Bend: questions
How much do credit analysts make an hour in South Bend?
$37.22 an hour on average, and $33.69 at the median (BLS, May 2025).
What is the entry-level credit analysts salary in South Bend?
The lowest-paid 10% earn about $47,840 a year and the 25th percentile is $65,770, a fair guide to starting pay.
What is the credit analysts take-home pay in South Bend?
About $59,672 a year ($4,973 a month) for a single filer on the average salary of $77,430. Includes South Bend's local income tax (1.75%).
Do credit analysts earn more in South Bend than elsewhere?
The average here is 23% less than the U.S. average for this job ($100,850).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2041; area South Bend-Mishawaka, IN-MI (43780). Relative standard error of the mean wage: 2.5%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Includes South Bend's local income tax (1.75%).
- Job concentration: location quotient 0.64, this job is less common than in the U.S. overall (location quotient 0.64).
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