Substitute Teachers, Short-Term pay range in Chattanooga
New workers and the lowest-paid 10% earn about $20,920 a year or less, while the top 10% make $36,530 or more. The middle half of substitute teachers, short-term in Chattanooga earn between $26,890 and $36,530.
- $21K10th
- $27K25th
- $30KMedian
- $37K75th
- $37K90th
median average · bar = middle 50% of workers
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $31,670 | $2,639 | $15.23 |
| Median | $29,500 | $2,458 | $14.18 |
| Entry level (25th percentile) | $26,890 | $2,241 | $12.93 |
| Experienced (75th percentile) | $36,530 | $3,044 | $17.56 |
*Hourly figures assume 2,080 paid hours a year.
Substitute Teachers, Short-Term salary after taxes in Chattanooga
On the average salary of $31,670, a single filer in Chattanooga takes home about $27,627 a year, or $2,302 a month and $1,063 every two weeks. Taxes take 13% of gross pay.
The Chattanooga, TN-GA metro area crosses state lines, so take-home pay depends on the state where you work:
| State | Per year | Per month |
|---|---|---|
| Working in TN | $27,627 | $2,302 |
| Working in GA | $26,795 | $2,233 |
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
Is Chattanooga a good place for substitute teachers, short-term? Pay vs. cost of living
Prices in the Chattanooga area are 9% below the U.S. average (BEA price parity 91.5), so the average $31,670 buys what about $34,626 would buy in a typical U.S. metro. This job pays 0.6 times the median wage of all jobs in Chattanooga ($46,700). A typical home costs $326,370, or 10.3 years of this average salary before tax.
Substitute Teachers, Short-Term salary in other Tennessee cities
Chattanooga ranks 2nd of 9 Tennessee metro areas for this job; Clarksville pays the most ($34,980).
- Clarksville$34,980
- Chattanooga$31,670
- Memphis$31,570
- Kingsport$31,100
- Nashville$31,040
- Jackson$29,770
- Johnson City$27,410
- Cleveland$25,570
- Knoxville$23,090
Highest-paying cities for substitute teachers, short-term
Anchorage, AK pays this job the most of the metro areas we cover ($85,170).
- Anchorage, AK$85,170
- Omaha, NE$76,970
- Napa, CA$72,780
- Fresno, CA$72,220
- Modesto, CA$70,990
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Substitute Teachers, Short-Term salary in Chattanooga: questions
How much do substitute teachers, short-term make an hour in Chattanooga?
$15.23 an hour on average, and $14.18 at the median (BLS, May 2025).
What is the entry-level substitute teachers, short-term salary in Chattanooga?
The lowest-paid 10% earn about $20,920 a year and the 25th percentile is $26,890, a fair guide to starting pay.
What is the substitute teachers, short-term take-home pay in Chattanooga?
About $27,627 a year ($2,302 a month) for a single filer on the average salary of $31,670. Tennessee has no state income tax.
Do substitute teachers, short-term earn more in Chattanooga than elsewhere?
The average here is 34% less than the U.S. metro average for this job ($47,827).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 25-3031; area Chattanooga, TN-GA (16860). Relative standard error of the mean wage: 3.4%.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
- Job concentration: location quotient 0.30, this job is less common than in the U.S. overall (location quotient 0.30).
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