Physical Therapists pay range in St. Joseph
New workers and the lowest-paid 10% earn about $76,410 a year or less, while the top 10% make $118,640 or more. The middle half of physical therapists in St. Joseph earn between $82,830 and $101,400.
- $76K10th
- $83K25th
- $99KMedian
- $101K75th
- $119K90th
median average · bar = middle 50% of workers
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $97,850 | $8,154 | $47.04 |
| Median | $99,310 | $8,276 | $47.75 |
| Entry level (25th percentile) | $82,830 | $6,902 | $39.82 |
| Experienced (75th percentile) | $101,400 | $8,450 | $48.75 |
*Hourly figures assume 2,080 paid hours a year.
Physical Therapists salary after taxes in St. Joseph
On the average salary of $97,850, a single filer in St. Joseph takes home about $74,006 a year, or $6,167 a month and $2,846 every two weeks. Taxes take 24% of gross pay.
The St. Joseph, MO-KS metro area crosses state lines, so take-home pay depends on the state where you work:
| State | Per year | Per month |
|---|---|---|
| Working in MO | $74,006 | $6,167 |
| Working in KS | $73,007 | $6,084 |
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). The 1% earnings tax applies to people who live or work in Kansas City or St. Louis itself, not in the suburbs.
Is St. Joseph a good place for physical therapists? Pay vs. cost of living
Prices in the St. Joseph area are 14% below the U.S. average (BEA price parity 86.4), so the average $97,850 buys what about $113,276 would buy in a typical U.S. metro. This job pays 2.1 times the median wage of all jobs in St. Joseph ($47,350). A typical home costs $215,126, or 2.2 years of this average salary before tax.
Physical Therapists salary in other Missouri cities
St. Joseph ranks 4th of 8 Missouri metro areas for this job; Joplin pays the most ($100,470).
- Joplin$100,470
- St. Louis$100,300
- Kansas City$99,550
- St. Joseph$97,850
- Springfield$96,440
- Cape Girardeau$94,900
- Jefferson City$94,640
- Columbia$93,290
Highest-paying cities for physical therapists
San Francisco, CA pays this job the most of the metro areas we cover ($145,040).
- San Francisco, CA$145,040
- San Jose, CA$140,090
- Napa, CA$136,360
- Santa Rosa, CA$135,520
- Vallejo, CA$132,660
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Physical Therapists salary in St. Joseph: questions
How much do physical therapists make an hour in St. Joseph?
$47.04 an hour on average, and $47.75 at the median (BLS, May 2025).
What is the entry-level physical therapists salary in St. Joseph?
The lowest-paid 10% earn about $76,410 a year and the 25th percentile is $82,830, a fair guide to starting pay.
What is the physical therapists take-home pay in St. Joseph?
About $74,006 a year ($6,167 a month) for a single filer on the average salary of $97,850. The 1% earnings tax applies to people who live or work in Kansas City or St. Louis itself, not in the suburbs.
Do physical therapists earn more in St. Joseph than elsewhere?
The average here is 8% less than the U.S. metro average for this job ($105,824).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 29-1123; area St. Joseph, MO-KS (41140). Relative standard error of the mean wage: 2.0%.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). The 1% earnings tax applies to people who live or work in Kansas City or St. Louis itself, not in the suburbs.
- Job concentration: location quotient 0.91, this job is about as common as in the U.S. overall.
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