Occupational Therapists pay range in South Bend
New workers and the lowest-paid 10% earn about $59,830 a year or less, while the top 10% make $115,610 or more. The middle half of occupational therapists in South Bend earn between $76,680 and $112,320.
- $60K10th
- $77K25th
- $93KMedian
- $112K75th
- $116K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $92,340 | $7,695 | $44.39 |
| Median | $92,680 | $7,723 | $44.56 |
| Entry level (25th percentile) | $76,680 | $6,390 | $36.87 |
| Experienced (75th percentile) | $112,320 | $9,360 | $54.00 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Occupational Therapists pay in South Bend vs. Indiana and the U.S.
Occupational therapists in South Bend earn 4% less than the Indiana average ($96,090) and 9% less than the U.S. average ($101,280). At the median the gap is -8% against the U.S. median of $100,330.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| South Bend | $92,340 | $92,680 | $59,830 | $115,610 | 140 |
| Indiana | $96,090 | $97,020 | $69,550 | $119,950 | 3,830 |
| United States | $101,280 | $100,330 | $71,690 | $131,950 | 162,450 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Occupational Therapists salary after taxes in South Bend
On the average salary of $92,340, a single filer in South Bend takes home about $69,453 a year, or $5,788 a month and $2,671 every two weeks. Taxes take 25% of gross pay.
The South Bend-Mishawaka, IN-MI metro area crosses state lines, so take-home pay depends on the state where you work:
| State | Per year | Per month |
|---|---|---|
| Working in MI | $70,113 | $5,843 |
| Working in IN | $69,453 | $5,788 |
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Includes South Bend's local income tax (1.75%).
Is South Bend a good place for occupational therapists? Pay vs. cost of living
Prices in the South Bend area are 7% below the U.S. average (BEA price parity 92.9), so the average $92,340 buys what about $99,442 would buy in a typical U.S. metro. This job pays 2.0 times the median wage of all jobs in South Bend ($46,540). A typical home costs $238,866, or 2.6 years of this average salary before tax.
Occupational Therapists salary in other Indiana cities
South Bend ranks 3rd of 10 Indiana metro areas for this job; Indianapolis pays the most ($99,270).
- Indianapolis$99,270
- Bloomington$96,370
- South Bend$92,340
- Kokomo$91,600
- Evansville$89,810
- Lafayette$88,900
- Muncie$88,800
- Terre Haute$88,790
- Fort Wayne$87,360
- Elkhart$85,670
Highest-paying cities for occupational therapists
San Jose, CA pays this job the most of the metro areas we cover ($137,450).
- San Jose, CA$137,450
- San Francisco, CA$136,250
- Santa Cruz, CA$131,980
- Vallejo, CA$128,760
- Santa Rosa, CA$128,610
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Occupational Therapists salary in South Bend: questions
How much do occupational therapists make an hour in South Bend?
$44.39 an hour on average, and $44.56 at the median (BLS, May 2025).
What is the entry-level occupational therapists salary in South Bend?
The lowest-paid 10% earn about $59,830 a year and the 25th percentile is $76,680, a fair guide to starting pay.
What is the occupational therapists take-home pay in South Bend?
About $69,453 a year ($5,788 a month) for a single filer on the average salary of $92,340. Includes South Bend's local income tax (1.75%).
Do occupational therapists earn more in South Bend than elsewhere?
The average here is 9% less than the U.S. average for this job ($101,280).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 29-1122; area South Bend-Mishawaka, IN-MI (43780). Relative standard error of the mean wage: 2.5%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Includes South Bend's local income tax (1.75%).
- Job concentration: location quotient 0.99, this job is about as common as in the U.S. overall.
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