Medical Records Specialists pay range in Memphis
New workers and the lowest-paid 10% earn about $38,560 a year or less, while the top 10% make $95,530 or more. The middle half of medical records specialists in Memphis earn between $44,180 and $66,240.
- $39K10th
- $44K25th
- $53KMedian
- $66K75th
- $96K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $59,320 | $4,943 | $28.52 |
| Median | $53,100 | $4,425 | $25.53 |
| Entry level (25th percentile) | $44,180 | $3,682 | $21.24 |
| Experienced (75th percentile) | $66,240 | $5,520 | $31.85 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Medical Records Specialists pay in Memphis vs. Tennessee and the U.S.
Medical records specialists in Memphis earn 7% more than the Tennessee average ($55,640) and 4% more than the U.S. average ($56,790). At the median the gap is +4% against the U.S. median of $51,140.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Memphis | $59,320 | $53,100 | $38,560 | $95,530 | 660 |
| Tennessee | $55,640 | $48,780 | $37,320 | $79,960 | 4,440 |
| United States | $56,790 | $51,140 | $37,000 | $81,150 | 194,720 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Medical Records Specialists salary after taxes in Memphis
On the average salary of $59,320, a single filer in Memphis takes home about $49,844 a year, or $4,154 a month and $1,917 every two weeks. Taxes take 16% of gross pay.
The Memphis, TN-MS-AR metro area crosses state lines, so take-home pay depends on the state where you work:
| State | Per year | Per month |
|---|---|---|
| Working in TN | $49,844 | $4,154 |
| Working in MS | $48,203 | $4,017 |
| Working in AR | $48,137 | $4,011 |
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
Is Memphis a good place for medical records specialists? Pay vs. cost of living
Prices in the Memphis area are 8% below the U.S. average (BEA price parity 92.2), so the average $59,320 buys what about $64,353 would buy in a typical U.S. metro. This job pays 1.1 times the median wage of all jobs in Memphis ($46,890). A typical home costs $247,229, or 4.2 years of this average salary before tax.
Medical Records Specialists salary in other Tennessee cities
Memphis ranks 2nd of 10 Tennessee metro areas for this job; Chattanooga pays the most ($76,090).
- Chattanooga$76,090
- Memphis$59,320
- Jackson$57,350
- Nashville$55,650
- Clarksville$50,290
- Knoxville$50,230
- Johnson City$49,790
- Cleveland$47,730
- Kingsport$46,670
- Morristown$43,810
Highest-paying cities for medical records specialists
San Jose, CA pays this job the most of the metro areas we cover ($97,430).
- San Jose, CA$97,430
- Sacramento, CA$76,110
- Chattanooga, TN$76,090
- San Francisco, CA$75,570
- Seattle, WA$72,530
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Medical Records Specialists salary in Memphis: questions
How much do medical records specialists make an hour in Memphis?
$28.52 an hour on average, and $25.53 at the median (BLS, May 2025).
What is the entry-level medical records specialists salary in Memphis?
The lowest-paid 10% earn about $38,560 a year and the 25th percentile is $44,180, a fair guide to starting pay.
What is the medical records specialists take-home pay in Memphis?
About $49,844 a year ($4,154 a month) for a single filer on the average salary of $59,320. Tennessee has no state income tax.
Do medical records specialists earn more in Memphis than elsewhere?
The average here is 4% more than the U.S. average for this job ($56,790).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 29-2072; area Memphis, TN-MS-AR (32820). Relative standard error of the mean wage: 2.1%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
- Job concentration: location quotient 0.86, this job is about as common as in the U.S. overall.
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