Loan Officers pay range in Oshkosh
New workers and the lowest-paid 10% earn about $48,450 a year or less, while the top 10% make $136,020 or more. The middle half of loan officers in Oshkosh earn between $60,900 and $91,070.
- $48K10th
- $61K25th
- $64KMedian
- $91K75th
- $136K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $78,990 | $6,582 | $37.98 |
| Median | $63,600 | $5,300 | $30.58 |
| Entry level (25th percentile) | $60,900 | $5,075 | $29.28 |
| Experienced (75th percentile) | $91,070 | $7,589 | $43.78 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Loan Officers pay in Oshkosh vs. Wisconsin and the U.S.
Loan officers in Oshkosh earn 11% less than the Wisconsin average ($89,090) and 10% less than the U.S. average ($87,790). At the median the gap is -17% against the U.S. median of $76,690.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Oshkosh | $78,990 | $63,600 | $48,450 | $136,020 | 280 |
| Wisconsin | $89,090 | $78,290 | $50,010 | $140,140 | 4,940 |
| United States | $87,790 | $76,690 | $39,430 | $153,180 | 274,330 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Loan Officers salary after taxes in Oshkosh
On the average salary of $78,990, a single filer in Oshkosh takes home about $61,219 a year, or $5,102 a month and $2,355 every two weeks. Taxes take 22% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
Is Oshkosh a good place for loan officers? Pay vs. cost of living
Prices in the Oshkosh area are 7% below the U.S. average (BEA price parity 92.9), so the average $78,990 buys what about $85,000 would buy in a typical U.S. metro. This job pays 1.2 times the median wage of all jobs in Oshkosh ($54,060). A typical home costs $304,543, or 3.9 years of this average salary before tax.
Loan Officers salary in other Wisconsin cities
Oshkosh ranks 13th of 13 Wisconsin metro areas for this job; Milwaukee pays the most ($97,710).
- Milwaukee$97,710
- Racine$92,970
- Appleton$91,170
- Madison$90,840
- Fond du Lac$90,590
- Green Bay$90,540
- Wausau$89,350
- Janesville$87,750
- Sheboygan$87,680
- Oshkosh$78,990
Highest-paying cities for loan officers
Elmira, NY pays this job the most of the metro areas we cover ($129,370).
- Elmira, NY$129,370
- New York, NY$121,180
- Boston, MA$120,300
- San Francisco, CA$116,480
- Norwich, CT$116,460
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Loan Officers salary in Oshkosh: questions
How much do loan officers make an hour in Oshkosh?
$37.98 an hour on average, and $30.58 at the median (BLS, May 2025).
What is the entry-level loan officers salary in Oshkosh?
The lowest-paid 10% earn about $48,450 a year and the 25th percentile is $60,900, a fair guide to starting pay.
What is the loan officers take-home pay in Oshkosh?
About $61,219 a year ($5,102 a month) for a single filer on the average salary of $78,990.
Do loan officers earn more in Oshkosh than elsewhere?
The average here is 10% less than the U.S. average for this job ($87,790).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2072; area Oshkosh-Neenah, WI (36780). Relative standard error of the mean wage: 3.7%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
- Job concentration: location quotient 1.68, this job is 1.7 times as concentrated as in the U.S. overall.
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