Loan Officers pay range in Ponce
New workers and the lowest-paid 10% earn about $24,340 a year or less, while the top 10% make $61,740 or more. The middle half of loan officers in Ponce earn between $27,330 and $35,600.
- $24K10th
- $27K25th
- $32KMedian
- $36K75th
- $62K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $38,020 | $3,168 | $18.28 |
| Median | $32,070 | $2,672 | $15.42 |
| Entry level (25th percentile) | $27,330 | $2,278 | $13.14 |
| Experienced (75th percentile) | $35,600 | $2,967 | $17.12 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Loan Officers pay in Ponce vs. Puerto Rico and the U.S.
Loan officers in Ponce earn 8% less than the Puerto Rico average ($41,490) and 57% less than the U.S. average ($87,790). At the median the gap is -58% against the U.S. median of $76,690.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Ponce | $38,020 | $32,070 | $24,340 | $61,740 | 90 |
| Puerto Rico | $41,490 | $35,730 | $27,110 | $64,740 | 2,360 |
| United States | $87,790 | $76,690 | $39,430 | $153,180 | 274,330 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Is Ponce a good place for loan officers? Pay vs. cost of living
This job pays 1.2 times the median wage of all jobs in Ponce ($26,940). A typical home costs $103,100, or 2.7 years of this average salary before tax.
Loan Officers salary in other Puerto Rico cities
Ponce ranks 3rd of 5 Puerto Rico metro areas for this job; San Juan pays the most ($42,220).
Highest-paying cities for loan officers
Elmira, NY pays this job the most of the metro areas we cover ($129,370).
- Elmira, NY$129,370
- New York, NY$121,180
- Boston, MA$120,300
- San Francisco, CA$116,480
- Norwich, CT$116,460
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Loan Officers salary in Ponce: questions
How much do loan officers make an hour in Ponce?
$18.28 an hour on average, and $15.42 at the median (BLS, May 2025).
What is the entry-level loan officers salary in Ponce?
The lowest-paid 10% earn about $24,340 a year and the 25th percentile is $27,330, a fair guide to starting pay.
Do loan officers earn more in Ponce than elsewhere?
The average here is 57% less than the U.S. average for this job ($87,790).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2072; area Ponce, PR (38660). Relative standard error of the mean wage: 3.4%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Census median home value (Zillow does not cover this metro). Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax.
- Job concentration: location quotient 0.80, this job is less common than in the U.S. overall (location quotient 0.80).
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