Loan Officers pay range in Kingston
New workers and the lowest-paid 10% earn about $42,840 a year or less, while the top 10% make $127,020 or more. The middle half of loan officers in Kingston earn between $50,120 and $96,340.
- $43K10th
- $50K25th
- $66KMedian
- $96K75th
- $127K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $82,640 | $6,887 | $39.73 |
| Median | $65,870 | $5,489 | $31.67 |
| Entry level (25th percentile) | $50,120 | $4,177 | $24.10 |
| Experienced (75th percentile) | $96,340 | $8,028 | $46.32 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Loan Officers pay in Kingston vs. New York and the U.S.
Loan officers in Kingston earn 28% less than the New York average ($114,670) and 6% less than the U.S. average ($87,790). At the median the gap is -14% against the U.S. median of $76,690.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Kingston | $82,640 | $65,870 | $42,840 | $127,020 | 80 |
| New York | $114,670 | $95,710 | $49,410 | $211,350 | 10,840 |
| United States | $87,790 | $76,690 | $39,430 | $153,180 | 274,330 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Loan Officers salary after taxes in Kingston
On the average salary of $82,640, a single filer in Kingston takes home about $63,027 a year, or $5,252 a month and $2,424 every two weeks. Taxes take 24% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). New York City (up to 3.876%) and Yonkers income taxes are not included.
Is Kingston a good place for loan officers? Pay vs. cost of living
Prices in the Kingston area are in line with the U.S. average (BEA price parity 100.7), so the average $82,640 buys what about $82,058 would buy in a typical U.S. metro. This job pays 1.3 times the median wage of all jobs in Kingston ($50,020). A typical home costs $442,041, or 5.3 years of this average salary before tax.
Loan Officers salary in other New York cities
Kingston ranks 12th of 13 New York metro areas for this job; Elmira pays the most ($129,370).
- Elmira$129,370
- New York$121,180
- Rochester$111,610
- Glens Falls$105,660
- Kiryas Joel$104,720
- Watertown$98,240
- Albany$97,270
- Syracuse$96,130
- Buffalo$92,350
- Kingston$82,640
Highest-paying cities for loan officers
Elmira, NY pays this job the most of the metro areas we cover ($129,370).
- Elmira, NY$129,370
- New York, NY$121,180
- Boston, MA$120,300
- San Francisco, CA$116,480
- Norwich, CT$116,460
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Loan Officers salary in Kingston: questions
How much do loan officers make an hour in Kingston?
$39.73 an hour on average, and $31.67 at the median (BLS, May 2025).
What is the entry-level loan officers salary in Kingston?
The lowest-paid 10% earn about $42,840 a year and the 25th percentile is $50,120, a fair guide to starting pay.
What is the loan officers take-home pay in Kingston?
About $63,027 a year ($5,252 a month) for a single filer on the average salary of $82,640. New York City (up to 3.876%) and Yonkers income taxes are not included.
Do loan officers earn more in Kingston than elsewhere?
The average here is 6% less than the U.S. average for this job ($87,790).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2072; area Kingston, NY (28740). Relative standard error of the mean wage: 4.5%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). New York City (up to 3.876%) and Yonkers income taxes are not included.
- Job concentration: location quotient 0.74, this job is less common than in the U.S. overall (location quotient 0.74).
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