Loan Officers pay range in Idaho Falls
New workers and the lowest-paid 10% earn about $42,700 a year or less, while the top 10% make $127,580 or more. The middle half of loan officers in Idaho Falls earn between $49,050 and $95,680.
- $43K10th
- $49K25th
- $59KMedian
- $96K75th
- $128K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $79,730 | $6,644 | $38.33 |
| Median | $59,040 | $4,920 | $28.38 |
| Entry level (25th percentile) | $49,050 | $4,088 | $23.58 |
| Experienced (75th percentile) | $95,680 | $7,973 | $46.00 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Loan Officers pay in Idaho Falls vs. Idaho and the U.S.
Loan officers in Idaho Falls earn 12% less than the Idaho average ($90,160) and 9% less than the U.S. average ($87,790). At the median the gap is -23% against the U.S. median of $76,690.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Idaho Falls | $79,730 | $59,040 | $42,700 | $127,580 | 180 |
| Idaho | $90,160 | $71,070 | $43,160 | $156,410 | 2,030 |
| United States | $87,790 | $76,690 | $39,430 | $153,180 | 274,330 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Loan Officers salary after taxes in Idaho Falls
On the average salary of $79,730, a single filer in Idaho Falls takes home about $61,803 a year, or $5,150 a month and $2,377 every two weeks. Taxes take 22% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Idaho's zero bracket uses the latest published amount ($4,811, 2025).
Is Idaho Falls a good place for loan officers? Pay vs. cost of living
Prices in the Idaho Falls area are 6% below the U.S. average (BEA price parity 94.4), so the average $79,730 buys what about $84,449 would buy in a typical U.S. metro. This job pays 1.3 times the median wage of all jobs in Idaho Falls ($46,800). A typical home costs $413,631, or 5.2 years of this average salary before tax.
Loan Officers salary in other Idaho cities
Idaho Falls ranks 5th of 6 Idaho metro areas for this job; Pocatello pays the most ($102,400).
- Pocatello$102,400
- Boise$93,070
- Coeur d'Alene$92,840
- Lewiston$85,330
- Idaho Falls$79,730
- Twin Falls$78,190
Highest-paying cities for loan officers
Elmira, NY pays this job the most of the metro areas we cover ($129,370).
- Elmira, NY$129,370
- New York, NY$121,180
- Boston, MA$120,300
- San Francisco, CA$116,480
- Norwich, CT$116,460
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Loan Officers salary in Idaho Falls: questions
How much do loan officers make an hour in Idaho Falls?
$38.33 an hour on average, and $28.38 at the median (BLS, May 2025).
What is the entry-level loan officers salary in Idaho Falls?
The lowest-paid 10% earn about $42,700 a year and the 25th percentile is $49,050, a fair guide to starting pay.
What is the loan officers take-home pay in Idaho Falls?
About $61,803 a year ($5,150 a month) for a single filer on the average salary of $79,730. Idaho's zero bracket uses the latest published amount ($4,811, 2025).
Do loan officers earn more in Idaho Falls than elsewhere?
The average here is 9% less than the U.S. average for this job ($87,790).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2072; area Idaho Falls, ID (26820). Relative standard error of the mean wage: 5.3%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Idaho's zero bracket uses the latest published amount ($4,811, 2025).
- Job concentration: location quotient 1.24, this job is about as common as in the U.S. overall.
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