SOC 13-2053 · Spokane-Spokane Valley, WA metro

Insurance Underwriters Salary in Spokane, WA

The average salary for insurance underwriters in Spokane, Washington is $98,780 a year ($47.49 an hour), according to BLS estimates for May 2025. The median is $83,630: half of the 230 people in this job in the Spokane-Spokane Valley, WA metro area earn more than that, half earn less. That average is 4% more than the U.S. metro average for this job ($95,210).

$98,780average per year

$47.49 / hourMedian $83,630Take-home ≈ $78,322

  • $60K10th
  • $69K25th
  • $84KMedian
  • $115K75th
  • $160K90th

median average · bar = middle 50% of workers

230people in this job
+4%vs U.S. metro average
#2 of 2Washington metros
100cost of living (U.S. = 100)
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Insurance Underwriters pay range in Spokane

New workers and the lowest-paid 10% earn about $59,780 a year or less, while the top 10% make $159,520 or more. The middle half of insurance underwriters in Spokane earn between $68,970 and $115,360.

  • $60K10th
  • $69K25th
  • $84KMedian
  • $115K75th
  • $160K90th

median average · bar = middle 50% of workers

Pay levelPer yearPer monthPer hour*
Average$98,780$8,232$47.49
Median$83,630$6,969$40.21
Entry level (25th percentile)$68,970$5,748$33.16
Experienced (75th percentile)$115,360$9,613$55.46

*Hourly figures assume 2,080 paid hours a year.

Insurance Underwriters salary after taxes in Spokane

On the average salary of $98,780, a single filer in Spokane takes home about $78,322 a year, or $6,527 a month and $3,012 every two weeks. Taxes take 21% of gross pay.

Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax. Washington's WA Cares (0.58%) and Paid Family and Medical Leave payroll premiums are not included.

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Is Spokane a good place for insurance underwriters? Pay vs. cost of living

Prices in the Spokane area are in line with the U.S. average (BEA price parity 100.3), so the average $98,780 buys what about $98,439 would buy in a typical U.S. metro. This job pays 1.5 times the median wage of all jobs in Spokane ($54,660). A typical home costs $423,842, or 4.3 years of this average salary before tax.

See what $98,780 is worth in another city

Insurance Underwriters salary in other Washington cities

Spokane ranks 2nd of 2 Washington metro areas for this job; Seattle pays the most ($114,200).

All Insurance Underwriters salaries in Washington

Highest-paying cities for insurance underwriters

Bridgeport, CT pays this job the most of the metro areas we cover ($127,970).

Insurance Underwriters salary by city

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Reviewed before it counts. Insurance Underwriters in Spokane, WA.

Insurance Underwriters salary in Spokane: questions

How much do insurance underwriters make an hour in Spokane?

$47.49 an hour on average, and $40.21 at the median (BLS, May 2025).

What is the entry-level insurance underwriters salary in Spokane?

The lowest-paid 10% earn about $59,780 a year and the 25th percentile is $68,970, a fair guide to starting pay.

What is the insurance underwriters take-home pay in Spokane?

About $78,322 a year ($6,527 a month) for a single filer on the average salary of $98,780. Washington has no state income tax; Washington's WA Cares (0.58%) and Paid Family and Medical Leave payroll premiums are not included.

Do insurance underwriters earn more in Spokane than elsewhere?

The average here is 4% more than the U.S. metro average for this job ($95,210).

Sources and how to read this page

  • Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2053; area Spokane-Spokane Valley, WA (44060). Relative standard error of the mean wage: 3.2%.
  • Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
  • Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
  • Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax. Washington's WA Cares (0.58%) and Paid Family and Medical Leave payroll premiums are not included.
  • Job concentration: location quotient 1.30, this job is 1.3 times as concentrated as in the U.S. overall.

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