Insurance Underwriters pay range in Harrisburg
New workers and the lowest-paid 10% earn about $48,370 a year or less, while the top 10% make $128,270 or more. The middle half of insurance underwriters in Harrisburg earn between $59,880 and $96,760.
- $48K10th
- $60K25th
- $78KMedian
- $97K75th
- $128K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $81,680 | $6,807 | $39.27 |
| Median | $77,890 | $6,491 | $37.45 |
| Entry level (25th percentile) | $59,880 | $4,990 | $28.79 |
| Experienced (75th percentile) | $96,760 | $8,063 | $46.52 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Insurance Underwriters pay in Harrisburg vs. Pennsylvania and the U.S.
Insurance underwriters in Harrisburg earn 10% less than the Pennsylvania average ($90,490) and 13% less than the U.S. average ($93,700). At the median the gap is -4% against the U.S. median of $81,370.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Harrisburg | $81,680 | $77,890 | $48,370 | $128,270 | 320 |
| Pennsylvania | $90,490 | $78,950 | $50,310 | $135,600 | 5,160 |
| United States | $93,700 | $81,370 | $55,530 | $145,160 | 105,420 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Insurance Underwriters salary after taxes in Harrisburg
On the average salary of $81,680, a single filer in Harrisburg takes home about $63,784 a year, or $5,315 a month and $2,453 every two weeks. Taxes take 22% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Local earned income taxes (for example Philadelphia's wage tax) are not included.
Is Harrisburg a good place for insurance underwriters? Pay vs. cost of living
Prices in the Harrisburg area are in line with the U.S. average (BEA price parity 98.7), so the average $81,680 buys what about $82,798 would buy in a typical U.S. metro. This job pays 1.6 times the median wage of all jobs in Harrisburg ($49,610). A typical home costs $312,126, or 3.8 years of this average salary before tax.
Insurance Underwriters salary in other Pennsylvania cities
Harrisburg ranks 5th of 6 Pennsylvania metro areas for this job; Philadelphia pays the most ($99,570).
- Philadelphia$99,570
- Pittsburgh$87,820
- Allentown$87,470
- Lancaster$83,580
- Harrisburg$81,680
- Scranton$65,250
Highest-paying cities for insurance underwriters
Bridgeport, CT pays this job the most of the metro areas we cover ($127,970).
- Bridgeport, CT$127,970
- Boston, MA$115,600
- Denver, CO$115,260
- Seattle, WA$114,200
- Manchester, NH$112,530
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Insurance Underwriters salary in Harrisburg: questions
How much do insurance underwriters make an hour in Harrisburg?
$39.27 an hour on average, and $37.45 at the median (BLS, May 2025).
What is the entry-level insurance underwriters salary in Harrisburg?
The lowest-paid 10% earn about $48,370 a year and the 25th percentile is $59,880, a fair guide to starting pay.
What is the insurance underwriters take-home pay in Harrisburg?
About $63,784 a year ($5,315 a month) for a single filer on the average salary of $81,680. Local earned income taxes (for example Philadelphia's wage tax) are not included.
Do insurance underwriters earn more in Harrisburg than elsewhere?
The average here is 13% less than the U.S. average for this job ($93,700).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2053; area Harrisburg-Carlisle, PA (25420). Relative standard error of the mean wage: 1.8%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Local earned income taxes (for example Philadelphia's wage tax) are not included.
- Job concentration: location quotient 1.41, this job is 1.4 times as concentrated as in the U.S. overall.
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