SOC 13-2053 · Atlantic City-Hammonton, NJ metro

Insurance Underwriters Salary in Atlantic City, NJ

The average salary for insurance underwriters in Atlantic City, New Jersey is $78,810 a year ($37.89 an hour), according to BLS estimates for May 2025. The median is $79,070: half of the 60 people in this job in the Atlantic City-Hammonton, NJ metro area earn more than that, half earn less. That average is 16% less than the U.S. average for this job ($93,700).

$78,810average per year

$37.89 / hourMedian $79,070Take-home ≈ $61,443

  • $52K10th
  • $62K25th
  • $79KMedian
  • $84K75th
  • $106K90th

median average · bar = middle 50% of workers · how to read it

60people in this job
-16%vs U.S. average
#2 of 2New Jersey metros
99cost of living (U.S. = 100)
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Insurance Underwriters pay range in Atlantic City

New workers and the lowest-paid 10% earn about $51,830 a year or less, while the top 10% make $105,530 or more. The middle half of insurance underwriters in Atlantic City earn between $62,180 and $83,970.

  • $52K10th
  • $62K25th
  • $79KMedian
  • $84K75th
  • $106K90th

median average · bar = middle 50% of workers · how to read it

Pay levelPer yearPer monthPer hour*
Average$78,810$6,568$37.89
Median$79,070$6,589$38.01
Entry level (25th percentile)$62,180$5,182$29.89
Experienced (75th percentile)$83,970$6,998$40.37

*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.

Insurance Underwriters pay in Atlantic City vs. New Jersey and the U.S.

Insurance underwriters in Atlantic City earn 21% less than the New Jersey average ($99,990) and 16% less than the U.S. average ($93,700). At the median the gap is -3% against the U.S. median of $81,370.

AreaAverageMedian10th pct.90th pct.Jobs
Atlantic City$78,810$79,070$51,830$105,53060
New Jersey$99,990$96,220$66,290$144,2303,150
United States$93,700$81,370$55,530$145,160105,420

State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.

Insurance Underwriters salary after taxes in Atlantic City

On the average salary of $78,810, a single filer in Atlantic City takes home about $61,443 a year, or $5,120 a month and $2,363 every two weeks. Taxes take 22% of gross pay.

Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). New Jersey's employee unemployment, disability and family-leave contributions are not included.

New Jersey paycheck calculator: try your own salary

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Is Atlantic City a good place for insurance underwriters? Pay vs. cost of living

Prices in the Atlantic City area are in line with the U.S. average (BEA price parity 98.9), so the average $78,810 buys what about $79,721 would buy in a typical U.S. metro. This job pays 1.7 times the median wage of all jobs in Atlantic City ($47,520). A typical home costs $384,211, or 4.9 years of this average salary before tax.

See what $78,810 is worth in another city

Insurance Underwriters salary in other New Jersey cities

Atlantic City ranks 2nd of 2 New Jersey metro areas for this job; Trenton pays the most ($101,670).

  • Trenton$101,670
  • Atlantic City$78,810

All Insurance Underwriters salaries in New Jersey

Highest-paying cities for insurance underwriters

Bridgeport, CT pays this job the most of the metro areas we cover ($127,970).

Insurance Underwriters salary by city

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Reviewed before it counts. Insurance Underwriters in Atlantic City, NJ.

Insurance Underwriters salary in Atlantic City: questions

How much do insurance underwriters make an hour in Atlantic City?

$37.89 an hour on average, and $38.02 at the median (BLS, May 2025).

What is the entry-level insurance underwriters salary in Atlantic City?

The lowest-paid 10% earn about $51,830 a year and the 25th percentile is $62,180, a fair guide to starting pay.

What is the insurance underwriters take-home pay in Atlantic City?

About $61,443 a year ($5,120 a month) for a single filer on the average salary of $78,810. New Jersey's employee unemployment, disability and family-leave contributions are not included.

Do insurance underwriters earn more in Atlantic City than elsewhere?

The average here is 16% less than the U.S. average for this job ($93,700).

Sources and how to read this page

  • Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2053; area Atlantic City-Hammonton, NJ (12100). Relative standard error of the mean wage: 6.5%.
  • U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
  • Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
  • Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
  • Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). New Jersey's employee unemployment, disability and family-leave contributions are not included.
  • Job concentration: location quotient 0.51, this job is less common than in the U.S. overall (location quotient 0.51).

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