Insurance Underwriters pay range in Riverside
New workers and the lowest-paid 10% earn about $62,510 a year or less, while the top 10% make $158,980 or more. The middle half of insurance underwriters in Riverside earn between $63,280 and $109,070.
- $63K10th
- $63K25th
- $80KMedian
- $109K75th
- $159K90th
median average · bar = middle 50% of workers
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $94,060 | $7,838 | $45.22 |
| Median | $79,590 | $6,632 | $38.26 |
| Entry level (25th percentile) | $63,280 | $5,273 | $30.42 |
| Experienced (75th percentile) | $109,070 | $9,089 | $52.44 |
*Hourly figures assume 2,080 paid hours a year.
Insurance Underwriters salary after taxes in Riverside
On the average salary of $94,060, a single filer in Riverside takes home about $70,346 a year, or $5,862 a month and $2,706 every two weeks. Taxes take 25% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). California State Disability Insurance (1.3% of wages, paid by employees) is not included.
Is Riverside a good place for insurance underwriters? Pay vs. cost of living
Prices in the Riverside area are 6% above the U.S. average (BEA price parity 106.4), so the average $94,060 buys what about $88,367 would buy in a typical U.S. metro. This job pays 1.6 times the median wage of all jobs in Riverside ($48,400). A typical home costs $585,378, or 6.2 years of this average salary before tax.
Insurance Underwriters salary in other California cities
Riverside ranks 8th of 8 California metro areas for this job; San Francisco pays the most ($105,860).
- San Francisco$105,860
- Fresno$104,650
- Los Angeles$104,220
- Sacramento$103,210
- San Diego$102,940
- Oxnard$96,350
- San Jose$94,220
- Riverside$94,060
Highest-paying cities for insurance underwriters
Bridgeport, CT pays this job the most of the metro areas we cover ($127,970).
- Bridgeport, CT$127,970
- Boston, MA$115,600
- Denver, CO$115,260
- Seattle, WA$114,200
- Manchester, NH$112,530
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Insurance Underwriters salary in Riverside: questions
How much do insurance underwriters make an hour in Riverside?
$45.22 an hour on average, and $38.27 at the median (BLS, May 2025).
What is the entry-level insurance underwriters salary in Riverside?
The lowest-paid 10% earn about $62,510 a year and the 25th percentile is $63,280, a fair guide to starting pay.
What is the insurance underwriters take-home pay in Riverside?
About $70,346 a year ($5,862 a month) for a single filer on the average salary of $94,060. California State Disability Insurance (1.3% of wages, paid by employees) is not included.
Do insurance underwriters earn more in Riverside than elsewhere?
The average here is about the same as the U.S. metro average for this job ($95,210).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2053; area Riverside-San Bernardino-Ontario, CA (40140). Relative standard error of the mean wage: 3.9%.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). California State Disability Insurance (1.3% of wages, paid by employees) is not included.
- Job concentration: location quotient 0.20, this job is less common than in the U.S. overall (location quotient 0.20).
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