Insurance Underwriters pay range in Phoenix
New workers and the lowest-paid 10% earn about $58,770 a year or less, while the top 10% make $127,450 or more. The middle half of insurance underwriters in Phoenix earn between $62,630 and $101,390.
- $59K10th
- $63K25th
- $78KMedian
- $101K75th
- $127K90th
median average · bar = middle 50% of workers
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $86,030 | $7,169 | $41.36 |
| Median | $77,740 | $6,478 | $37.38 |
| Entry level (25th percentile) | $62,630 | $5,219 | $30.11 |
| Experienced (75th percentile) | $101,390 | $8,449 | $48.75 |
*Hourly figures assume 2,080 paid hours a year.
Insurance Underwriters salary after taxes in Phoenix
On the average salary of $86,030, a single filer in Phoenix takes home about $67,595 a year, or $5,633 a month and $2,600 every two weeks. Taxes take 21% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
Is Phoenix a good place for insurance underwriters? Pay vs. cost of living
Prices in the Phoenix area are 3% above the U.S. average (BEA price parity 103.3), so the average $86,030 buys what about $83,269 would buy in a typical U.S. metro. This job pays 1.5 times the median wage of all jobs in Phoenix ($51,380). A typical home costs $448,352, or 5.2 years of this average salary before tax.
Insurance Underwriters salary in other Arizona cities
Phoenix ranks 2nd of 2 Arizona metro areas for this job; Tucson pays the most ($86,470).
- Tucson$86,470
- Phoenix$86,030
Highest-paying cities for insurance underwriters
Bridgeport, CT pays this job the most of the metro areas we cover ($127,970).
- Bridgeport, CT$127,970
- Boston, MA$115,600
- Denver, CO$115,260
- Seattle, WA$114,200
- Manchester, NH$112,530
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Insurance Underwriters salary in Phoenix: questions
How much do insurance underwriters make an hour in Phoenix?
$41.36 an hour on average, and $37.38 at the median (BLS, May 2025).
What is the entry-level insurance underwriters salary in Phoenix?
The lowest-paid 10% earn about $58,770 a year and the 25th percentile is $62,630, a fair guide to starting pay.
What is the insurance underwriters take-home pay in Phoenix?
About $67,595 a year ($5,633 a month) for a single filer on the average salary of $86,030.
Do insurance underwriters earn more in Phoenix than elsewhere?
The average here is 10% less than the U.S. metro average for this job ($95,210).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2053; area Phoenix-Mesa-Chandler, AZ (38060). Relative standard error of the mean wage: 3.3%.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
- Job concentration: location quotient 1.88, this job is 1.9 times as concentrated as in the U.S. overall.
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