SOC 41-3021 · Waco, TX metro

Insurance Sales Agents Salary in Waco, TX

The average salary for insurance sales agents in Waco, Texas is $59,500 a year ($28.61 an hour), according to BLS estimates for May 2025. The median is $44,820: half of the 340 people in this job in the Waco, TX metro area earn more than that, half earn less. That average is 27% less than the U.S. average for this job ($81,480).

$59,500average per year

$28.61 / hourMedian $44,820Take-home ≈ $49,988

  • $31K10th
  • $37K25th
  • $45KMedian
  • $63K75th
  • $99K90th

median average · bar = middle 50% of workers · how to read it

340people in this job
-27%vs U.S. average
#17 of 26Texas metros
93cost of living (U.S. = 100)
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Insurance Sales Agents pay range in Waco

New workers and the lowest-paid 10% earn about $31,170 a year or less, while the top 10% make $99,430 or more. The middle half of insurance sales agents in Waco earn between $37,070 and $63,300.

  • $31K10th
  • $37K25th
  • $45KMedian
  • $63K75th
  • $99K90th

median average · bar = middle 50% of workers · how to read it

Pay levelPer yearPer monthPer hour*
Average$59,500$4,958$28.61
Median$44,820$3,735$21.55
Entry level (25th percentile)$37,070$3,089$17.82
Experienced (75th percentile)$63,300$5,275$30.43

*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.

Insurance Sales Agents pay in Waco vs. Texas and the U.S.

Insurance sales agents in Waco earn 15% less than the Texas average ($70,390) and 27% less than the U.S. average ($81,480). At the median the gap is -28% against the U.S. median of $62,280.

AreaAverageMedian10th pct.90th pct.Jobs
Waco$59,500$44,820$31,170$99,430340
Texas$70,390$51,180$30,140$128,59047,060
United States$81,480$62,280$37,330$138,140479,100

State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.

Insurance Sales Agents salary after taxes in Waco

On the average salary of $59,500, a single filer in Waco takes home about $49,988 a year, or $4,166 a month and $1,923 every two weeks. Taxes take 16% of gross pay.

Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.

Texas paycheck calculator: try your own salary

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Is Waco a good place for insurance sales agents? Pay vs. cost of living

Prices in the Waco area are 7% below the U.S. average (BEA price parity 92.5), so the average $59,500 buys what about $64,290 would buy in a typical U.S. metro. This job pays 1.0 times the median wage of all jobs in Waco ($46,020). A typical home costs $256,772, or 4.3 years of this average salary before tax.

See what $59,500 is worth in another city

Insurance Sales Agents salary in other Texas cities

Waco ranks 17th of 26 Texas metro areas for this job; Dallas pays the most ($76,750).

All Insurance Sales Agents salaries in Texas

Highest-paying cities for insurance sales agents

Fond du Lac, WI pays this job the most of the metro areas we cover ($118,600).

Insurance Sales Agents salary by city

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Reviewed before it counts. Insurance Sales Agents in Waco, TX.

Insurance Sales Agents salary in Waco: questions

How much do insurance sales agents make an hour in Waco?

$28.61 an hour on average, and $21.55 at the median (BLS, May 2025).

What is the entry-level insurance sales agents salary in Waco?

The lowest-paid 10% earn about $31,170 a year and the 25th percentile is $37,070, a fair guide to starting pay.

What is the insurance sales agents take-home pay in Waco?

About $49,988 a year ($4,166 a month) for a single filer on the average salary of $59,500. Texas has no state income tax.

Do insurance sales agents earn more in Waco than elsewhere?

The average here is 27% less than the U.S. average for this job ($81,480).

Sources and how to read this page

  • Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 41-3021; area Waco, TX (47380). Relative standard error of the mean wage: 7.5%.
  • U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
  • Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
  • Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
  • Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
  • Job concentration: location quotient 0.84, this job is about as common as in the U.S. overall.

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