Insurance Sales Agents pay range in Fargo
New workers and the lowest-paid 10% earn about $46,250 a year or less, while the top 10% make $182,150 or more. The middle half of insurance sales agents in Fargo earn between $59,070 and $99,360.
- $46K10th
- $59K25th
- $71KMedian
- $99K75th
- $182K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $92,630 | $7,719 | $44.53 |
| Median | $71,220 | $5,935 | $34.24 |
| Entry level (25th percentile) | $59,070 | $4,922 | $28.40 |
| Experienced (75th percentile) | $99,360 | $8,280 | $47.77 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Insurance Sales Agents pay in Fargo vs. North Dakota and the U.S.
Insurance sales agents in Fargo earn 3% more than the North Dakota average ($89,710) and 14% more than the U.S. average ($81,480). At the median the gap is +14% against the U.S. median of $62,280.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Fargo | $92,630 | $71,220 | $46,250 | $182,150 | 610 |
| North Dakota | $89,710 | $71,220 | $46,770 | $161,130 | 1,460 |
| United States | $81,480 | $62,280 | $37,330 | $138,140 | 479,100 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Insurance Sales Agents salary after taxes in Fargo
On the average salary of $92,630, a single filer in Fargo takes home about $73,470 a year, or $6,122 a month and $2,826 every two weeks. Taxes take 21% of gross pay.
The Fargo, ND-MN metro area crosses state lines, so take-home pay depends on the state where you work:
| State | Per year | Per month |
|---|---|---|
| Working in ND | $73,470 | $6,122 |
| Working in MN | $69,220 | $5,768 |
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
Is Fargo a good place for insurance sales agents? Pay vs. cost of living
Prices in the Fargo area are 9% below the U.S. average (BEA price parity 90.9), so the average $92,630 buys what about $101,936 would buy in a typical U.S. metro. This job pays 1.4 times the median wage of all jobs in Fargo ($51,050). A typical home costs $327,854, or 3.5 years of this average salary before tax.
Insurance Sales Agents salary in other North Dakota cities
Fargo ranks 1st of 4 North Dakota metro areas for this job, the best-paid in the state.
- Fargo$92,630
- Grand Forks$89,190
- Minot$83,410
- Bismarck$79,630
Highest-paying cities for insurance sales agents
Fond du Lac, WI pays this job the most of the metro areas we cover ($118,600).
- Fond du Lac, WI$118,600
- San Francisco, CA$114,110
- Minneapolis, MN$111,320
- New York, NY$107,190
- Boston, MA$105,000
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Insurance Sales Agents salary in Fargo: questions
How much do insurance sales agents make an hour in Fargo?
$44.53 an hour on average, and $34.24 at the median (BLS, May 2025).
What is the entry-level insurance sales agents salary in Fargo?
The lowest-paid 10% earn about $46,250 a year and the 25th percentile is $59,070, a fair guide to starting pay.
What is the insurance sales agents take-home pay in Fargo?
About $73,470 a year ($6,122 a month) for a single filer on the average salary of $92,630.
Do insurance sales agents earn more in Fargo than elsewhere?
The average here is 14% more than the U.S. average for this job ($81,480).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 41-3021; area Fargo, ND-MN (22020). Relative standard error of the mean wage: 8.4%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
- Job concentration: location quotient 1.33, this job is 1.3 times as concentrated as in the U.S. overall.
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