Insurance Sales Agents pay range in St. Cloud
New workers and the lowest-paid 10% earn about $31,100 a year or less, while the top 10% make $122,880 or more. The middle half of insurance sales agents in St. Cloud earn between $47,100 and $77,270.
- $31K10th
- $47K25th
- $56KMedian
- $77K75th
- $123K90th
median average · bar = middle 50% of workers
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $68,560 | $5,713 | $32.96 |
| Median | $55,670 | $4,639 | $26.76 |
| Entry level (25th percentile) | $47,100 | $3,925 | $22.64 |
| Experienced (75th percentile) | $77,270 | $6,439 | $37.15 |
*Hourly figures assume 2,080 paid hours a year.
Insurance Sales Agents salary after taxes in St. Cloud
On the average salary of $68,560, a single filer in St. Cloud takes home about $53,923 a year, or $4,494 a month and $2,074 every two weeks. Taxes take 21% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Minnesota Paid Leave premiums are not included.
Is St. Cloud a good place for insurance sales agents? Pay vs. cost of living
Prices in the St. Cloud area are 12% below the U.S. average (BEA price parity 87.6), so the average $68,560 buys what about $78,236 would buy in a typical U.S. metro. This job pays 1.1 times the median wage of all jobs in St. Cloud ($50,840). A typical home costs $318,864, or 4.7 years of this average salary before tax.
Insurance Sales Agents salary in other Minnesota cities
St. Cloud ranks 5th of 5 Minnesota metro areas for this job; Minneapolis pays the most ($111,320).
- Minneapolis$111,320
- Rochester$85,050
- Mankato$77,640
- Duluth$75,520
- St. Cloud$68,560
Highest-paying cities for insurance sales agents
Fond du Lac, WI pays this job the most of the metro areas we cover ($118,600).
- Fond du Lac, WI$118,600
- San Francisco, CA$114,110
- Minneapolis, MN$111,320
- New York, NY$107,190
- Boston, MA$105,000
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Insurance Sales Agents salary in St. Cloud: questions
How much do insurance sales agents make an hour in St. Cloud?
$32.96 an hour on average, and $26.76 at the median (BLS, May 2025).
What is the entry-level insurance sales agents salary in St. Cloud?
The lowest-paid 10% earn about $31,100 a year and the 25th percentile is $47,100, a fair guide to starting pay.
What is the insurance sales agents take-home pay in St. Cloud?
About $53,923 a year ($4,494 a month) for a single filer on the average salary of $68,560. Minnesota Paid Leave premiums are not included.
Do insurance sales agents earn more in St. Cloud than elsewhere?
The average here is 17% less than the U.S. metro average for this job ($82,440).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 41-3021; area St. Cloud, MN (41060). Relative standard error of the mean wage: 12.7%.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Minnesota Paid Leave premiums are not included.
- Job concentration: location quotient 0.94, this job is about as common as in the U.S. overall.
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