Insurance Sales Agents pay range in Chicago
New workers and the lowest-paid 10% earn about $37,150 a year or less, while the top 10% make $163,800 or more. The middle half of insurance sales agents in Chicago earn between $47,900 and $100,490.
- $37K10th
- $48K25th
- $69KMedian
- $100K75th
- $164K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $87,860 | $7,322 | $42.24 |
| Median | $69,240 | $5,770 | $33.29 |
| Entry level (25th percentile) | $47,900 | $3,992 | $23.03 |
| Experienced (75th percentile) | $100,490 | $8,374 | $48.31 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Insurance Sales Agents pay in Chicago vs. Illinois and the U.S.
Insurance sales agents in Chicago earn 4% more than the Illinois average ($84,680) and 8% more than the U.S. average ($81,480). At the median the gap is +11% against the U.S. median of $62,280.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Chicago | $87,860 | $69,240 | $37,150 | $163,800 | 11,870 |
| Illinois | $84,680 | $64,280 | $37,020 | $160,130 | 16,360 |
| United States | $81,480 | $62,280 | $37,330 | $138,140 | 479,100 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Insurance Sales Agents salary after taxes in Chicago
On the average salary of $87,860, a single filer in Chicago takes home about $66,432 a year, or $5,536 a month and $2,555 every two weeks. Taxes take 24% of gross pay.
The Chicago-Naperville-Elgin, IL-IN metro area crosses state lines, so take-home pay depends on the state where you work:
| State | Per year | Per month |
|---|---|---|
| Working in IN | $68,034 | $5,669 |
| Working in IL | $66,432 | $5,536 |
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules).
Is Chicago a good place for insurance sales agents? Pay vs. cost of living
Prices in the Chicago area are 4% above the U.S. average (BEA price parity 103.6), so the average $87,860 buys what about $84,811 would buy in a typical U.S. metro. This job pays 1.3 times the median wage of all jobs in Chicago ($54,720). A typical home costs $353,998, or 4.0 years of this average salary before tax.
Insurance Sales Agents salary in other Illinois cities
Chicago ranks 2nd of 8 Illinois metro areas for this job; Bloomington pays the most ($95,420).
- Bloomington$95,420
- Chicago$87,860
- Champaign$74,240
- Springfield$68,180
- Kankakee$66,580
- Decatur$66,120
- Rockford$63,290
- Peoria$58,300
Highest-paying cities for insurance sales agents
Fond du Lac, WI pays this job the most of the metro areas we cover ($118,600).
- Fond du Lac, WI$118,600
- San Francisco, CA$114,110
- Minneapolis, MN$111,320
- New York, NY$107,190
- Boston, MA$105,000
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Insurance Sales Agents salary in Chicago: questions
How much do insurance sales agents make an hour in Chicago?
$42.24 an hour on average, and $33.29 at the median (BLS, May 2025).
What is the entry-level insurance sales agents salary in Chicago?
The lowest-paid 10% earn about $37,150 a year and the 25th percentile is $47,900, a fair guide to starting pay.
What is the insurance sales agents take-home pay in Chicago?
About $66,432 a year ($5,536 a month) for a single filer on the average salary of $87,860.
Do insurance sales agents earn more in Chicago than elsewhere?
The average here is 8% more than the U.S. average for this job ($81,480).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 41-3021; area Chicago-Naperville-Elgin, IL-IN (16980). Relative standard error of the mean wage: 5.7%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules).
- Job concentration: location quotient 0.85, this job is about as common as in the U.S. overall.
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