Insurance Sales Agents pay range in Sacramento
New workers and the lowest-paid 10% earn about $44,810 a year or less, while the top 10% make $158,140 or more. The middle half of insurance sales agents in Sacramento earn between $58,960 and $123,130.
- $45K10th
- $59K25th
- $81KMedian
- $123K75th
- $158K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $98,800 | $8,233 | $47.50 |
| Median | $80,940 | $6,745 | $38.91 |
| Entry level (25th percentile) | $58,960 | $4,913 | $28.35 |
| Experienced (75th percentile) | $123,130 | $10,261 | $59.20 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Insurance Sales Agents pay in Sacramento vs. California and the U.S.
Insurance sales agents in Sacramento earn 5% more than the California average ($93,660) and 21% more than the U.S. average ($81,480). At the median the gap is +30% against the U.S. median of $62,280.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Sacramento | $98,800 | $80,940 | $44,810 | $158,140 | 2,780 |
| California | $93,660 | $76,120 | $38,560 | $165,430 | 41,160 |
| United States | $81,480 | $62,280 | $37,330 | $138,140 | 479,100 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Insurance Sales Agents salary after taxes in Sacramento
On the average salary of $98,800, a single filer in Sacramento takes home about $73,239 a year, or $6,103 a month and $2,817 every two weeks. Taxes take 26% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). California State Disability Insurance (1.3% of wages, paid by employees) is not included.
Is Sacramento a good place for insurance sales agents? Pay vs. cost of living
Prices in the Sacramento area are 7% above the U.S. average (BEA price parity 106.7), so the average $98,800 buys what about $92,622 would buy in a typical U.S. metro. This job pays 1.4 times the median wage of all jobs in Sacramento ($59,750). A typical home costs $582,707, or 5.9 years of this average salary before tax.
Insurance Sales Agents salary in other California cities
Sacramento ranks 2nd of 24 California metro areas for this job; San Francisco pays the most ($114,110).
- San Francisco$114,110
- Sacramento$98,800
- Los Angeles$95,480
- San Jose$95,300
- Santa Rosa$94,360
- San Diego$94,160
- Merced$90,000
- Santa Maria$89,290
- Oxnard$87,880
- Hanford$87,410
Highest-paying cities for insurance sales agents
Fond du Lac, WI pays this job the most of the metro areas we cover ($118,600).
- Fond du Lac, WI$118,600
- San Francisco, CA$114,110
- Minneapolis, MN$111,320
- New York, NY$107,190
- Boston, MA$105,000
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Insurance Sales Agents salary in Sacramento: questions
How much do insurance sales agents make an hour in Sacramento?
$47.50 an hour on average, and $38.91 at the median (BLS, May 2025).
What is the entry-level insurance sales agents salary in Sacramento?
The lowest-paid 10% earn about $44,810 a year and the 25th percentile is $58,960, a fair guide to starting pay.
What is the insurance sales agents take-home pay in Sacramento?
About $73,239 a year ($6,103 a month) for a single filer on the average salary of $98,800. California State Disability Insurance (1.3% of wages, paid by employees) is not included.
Do insurance sales agents earn more in Sacramento than elsewhere?
The average here is 21% more than the U.S. average for this job ($81,480).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 41-3021; area Sacramento-Roseville-Folsom, CA (40900). Relative standard error of the mean wage: 5.2%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). California State Disability Insurance (1.3% of wages, paid by employees) is not included.
- Job concentration: location quotient 0.83, this job is about as common as in the U.S. overall.
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