SOC 13-1032 · Cincinnati, OH-KY-IN metro

Insurance Appraisers, Auto Damage Salary in Cincinnati, OH

The average salary for insurance appraisers, auto damage in Cincinnati, Ohio is $84,260 a year ($40.51 an hour), according to BLS estimates for May 2025. The median is $80,300: half of the 50 people in this job in the Cincinnati, OH-KY-IN metro area earn more than that, half earn less. That average is 9% more than the U.S. metro average for this job ($77,156).

$84,260average per year

$40.51 / hourMedian $80,300Take-home ≈ $64,708

  • $56K10th
  • $76K25th
  • $80KMedian
  • $104K75th
  • $107K90th

median average · bar = middle 50% of workers

50people in this job
+9%vs U.S. metro average
#1 of 2Ohio metros
95cost of living (U.S. = 100)
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Insurance Appraisers, Auto Damage pay range in Cincinnati

New workers and the lowest-paid 10% earn about $55,830 a year or less, while the top 10% make $106,890 or more. The middle half of insurance appraisers, auto damage in Cincinnati earn between $76,330 and $104,070.

  • $56K10th
  • $76K25th
  • $80KMedian
  • $104K75th
  • $107K90th

median average · bar = middle 50% of workers

Pay levelPer yearPer monthPer hour*
Average$84,260$7,022$40.51
Median$80,300$6,692$38.61
Entry level (25th percentile)$76,330$6,361$36.70
Experienced (75th percentile)$104,070$8,672$50.03

*Hourly figures assume 2,080 paid hours a year.

Insurance Appraisers, Auto Damage salary after taxes in Cincinnati

On the average salary of $84,260, a single filer in Cincinnati takes home about $64,708 a year, or $5,392 a month and $2,489 every two weeks. Taxes take 23% of gross pay.

The Cincinnati, OH-KY-IN metro area crosses state lines, so take-home pay depends on the state where you work:

StatePer yearPer month
Working in IN$65,609$5,467
Working in KY$65,275$5,440
Working in OH$64,708$5,392

Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Includes Cincinnati's local income tax (1.8%); the city income tax is that of the principal city (suburbs have their own rates) and school district income taxes are not included.

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Is Cincinnati a good place for insurance appraisers, auto damage? Pay vs. cost of living

Prices in the Cincinnati area are 5% below the U.S. average (BEA price parity 95.4), so the average $84,260 buys what about $88,351 would buy in a typical U.S. metro. This job pays 1.6 times the median wage of all jobs in Cincinnati ($50,170). A typical home costs $311,270, or 3.7 years of this average salary before tax.

See what $84,260 is worth in another city

Insurance Appraisers, Auto Damage salary in other Ohio cities

Cincinnati ranks 1st of 2 Ohio metro areas for this job, the best-paid in the state.

All Insurance Appraisers, Auto Damage salaries in Ohio

Highest-paying cities for insurance appraisers, auto damage

New York, NY pays this job the most of the metro areas we cover ($93,890).

Insurance Appraisers, Auto Damage salary by city

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Insurance Appraisers, Auto Damage salary in Cincinnati: questions

How much do insurance appraisers, auto damage make an hour in Cincinnati?

$40.51 an hour on average, and $38.61 at the median (BLS, May 2025).

What is the entry-level insurance appraisers, auto damage salary in Cincinnati?

The lowest-paid 10% earn about $55,830 a year and the 25th percentile is $76,330, a fair guide to starting pay.

What is the insurance appraisers, auto damage take-home pay in Cincinnati?

About $64,708 a year ($5,392 a month) for a single filer on the average salary of $84,260. Includes Cincinnati's local income tax (1.8%); the city income tax is that of the principal city (suburbs have their own rates) and school district income taxes are not included.

Do insurance appraisers, auto damage earn more in Cincinnati than elsewhere?

The average here is 9% more than the U.S. metro average for this job ($77,156).

Sources and how to read this page

  • Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-1032; area Cincinnati, OH-KY-IN (17140). Relative standard error of the mean wage: 6.0%.
  • Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
  • Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
  • Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Includes Cincinnati's local income tax (1.8%); the city income tax is that of the principal city (suburbs have their own rates) and school district income taxes are not included.
  • Job concentration: location quotient 0.66, this job is less common than in the U.S. overall (location quotient 0.66).

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