Credit Counselors pay range in Portland
New workers and the lowest-paid 10% earn about $47,550 a year or less, while the top 10% make $91,540 or more. The middle half of credit counselors in Portland earn between $53,430 and $73,280.
- $48K10th
- $53K25th
- $62KMedian
- $73K75th
- $92K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $64,260 | $5,355 | $30.89 |
| Median | $61,980 | $5,165 | $29.80 |
| Entry level (25th percentile) | $53,430 | $4,452 | $25.69 |
| Experienced (75th percentile) | $73,280 | $6,107 | $35.23 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Credit Counselors pay in Portland vs. Oregon and the U.S.
Credit counselors in Portland earn 4% more than the Oregon average ($61,840) and 12% more than the U.S. average ($57,210). At the median the gap is +19% against the U.S. median of $52,230.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Portland | $64,260 | $61,980 | $47,550 | $91,540 | 150 |
| Oregon | $61,840 | $59,150 | $46,300 | $81,990 | 280 |
| United States | $57,210 | $52,230 | $38,350 | $80,440 | 27,770 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Credit Counselors salary after taxes in Portland
On the average salary of $64,260, a single filer in Portland takes home about $49,232 a year, or $4,103 a month and $1,894 every two weeks. Taxes take 23% of gross pay.
The Portland-Vancouver-Hillsboro, OR-WA metro area crosses state lines, so take-home pay depends on the state where you work:
| State | Per year | Per month |
|---|---|---|
| Working in WA | $53,813 | $4,484 |
| Working in OR | $49,232 | $4,103 |
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Portland-area Metro and Multnomah County taxes and the 0.1% statewide transit tax are not included.
Is Portland a good place for credit counselors? Pay vs. cost of living
Prices in the Portland area are 5% above the U.S. average (BEA price parity 105.4), so the average $64,260 buys what about $60,956 would buy in a typical U.S. metro. This job pays 1.0 times the median wage of all jobs in Portland ($60,690). A typical home costs $552,022, or 8.6 years of this average salary before tax.
Credit Counselors salary in other Oregon cities
Portland ranks 1st of 2 Oregon metro areas for this job, the best-paid in the state.
- Portland$64,260
- Eugene$62,540
Highest-paying cities for credit counselors
San Francisco, CA pays this job the most of the metro areas we cover ($85,720).
- San Francisco, CA$85,720
- Salt Lake City, UT$79,060
- San Jose, CA$77,410
- Sacramento, CA$76,900
- San Diego, CA$72,810
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Credit Counselors salary in Portland: questions
How much do credit counselors make an hour in Portland?
$30.89 an hour on average, and $29.80 at the median (BLS, May 2025).
What is the entry-level credit counselors salary in Portland?
The lowest-paid 10% earn about $47,550 a year and the 25th percentile is $53,430, a fair guide to starting pay.
What is the credit counselors take-home pay in Portland?
About $49,232 a year ($4,103 a month) for a single filer on the average salary of $64,260. Portland-area Metro and Multnomah County taxes and the 0.1% statewide transit tax are not included.
Do credit counselors earn more in Portland than elsewhere?
The average here is 12% more than the U.S. average for this job ($57,210).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2071; area Portland-Vancouver-Hillsboro, OR-WA (38900). Relative standard error of the mean wage: 1.2%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Portland-area Metro and Multnomah County taxes and the 0.1% statewide transit tax are not included.
- Job concentration: location quotient 0.70, this job is less common than in the U.S. overall (location quotient 0.70).
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