Credit Counselors pay range in Raleigh
New workers and the lowest-paid 10% earn about $42,190 a year or less, while the top 10% make $67,930 or more. The middle half of credit counselors in Raleigh earn between $42,190 and $56,450.
- $42K10th
- $42K25th
- $42KMedian
- $56K75th
- $68K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $50,220 | $4,185 | $24.14 |
| Median | $42,190 | $3,516 | $20.28 |
| Entry level (25th percentile) | $42,190 | $3,516 | $20.28 |
| Experienced (75th percentile) | $56,450 | $4,704 | $27.14 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Credit Counselors pay in Raleigh vs. North Carolina and the U.S.
Credit counselors in Raleigh earn about the same as the North Carolina average ($51,110) and 12% less than the U.S. average ($57,210). At the median the gap is -19% against the U.S. median of $52,230.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Raleigh | $50,220 | $42,190 | $42,190 | $67,930 | n/a |
| North Carolina | $51,110 | $46,180 | $31,210 | $76,940 | 320 |
| United States | $57,210 | $52,230 | $38,350 | $80,440 | 27,770 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Credit Counselors salary after taxes in Raleigh
On the average salary of $50,220, a single filer in Raleigh takes home about $41,037 a year, or $3,420 a month and $1,578 every two weeks. Taxes take 18% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
Is Raleigh a good place for credit counselors? Pay vs. cost of living
Prices in the Raleigh area are 2% below the U.S. average (BEA price parity 98.2), so the average $50,220 buys what about $51,163 would buy in a typical U.S. metro. This job pays 0.8 times the median wage of all jobs in Raleigh ($51,990). A typical home costs $438,364, or 8.7 years of this average salary before tax.
Credit Counselors salary in other North Carolina cities
Raleigh ranks 2nd of 2 North Carolina metro areas for this job; Charlotte pays the most ($50,870).
- Charlotte$50,870
- Raleigh$50,220
Highest-paying cities for credit counselors
San Francisco, CA pays this job the most of the metro areas we cover ($85,720).
- San Francisco, CA$85,720
- Salt Lake City, UT$79,060
- San Jose, CA$77,410
- Sacramento, CA$76,900
- San Diego, CA$72,810
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Credit Counselors salary in Raleigh: questions
How much do credit counselors make an hour in Raleigh?
$24.15 an hour on average, and $20.29 at the median (BLS, May 2025).
What is the entry-level credit counselors salary in Raleigh?
The lowest-paid 10% earn about $42,190 a year and the 25th percentile is $42,190, a fair guide to starting pay.
What is the credit counselors take-home pay in Raleigh?
About $41,037 a year ($3,420 a month) for a single filer on the average salary of $50,220.
Do credit counselors earn more in Raleigh than elsewhere?
The average here is 12% less than the U.S. average for this job ($57,210).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2071; area Raleigh-Cary, NC (39580). Relative standard error of the mean wage: 16.2%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
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