Credit Counselors pay range in Las Cruces
New workers and the lowest-paid 10% earn about $41,870 a year or less, while the top 10% make $67,720 or more. The middle half of credit counselors in Las Cruces earn between $41,870 and $52,280.
- $42K10th
- $42K25th
- $42KMedian
- $52K75th
- $68K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $49,560 | $4,130 | $23.83 |
| Median | $41,870 | $3,489 | $20.13 |
| Entry level (25th percentile) | $41,870 | $3,489 | $20.13 |
| Experienced (75th percentile) | $52,280 | $4,357 | $25.13 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Credit Counselors pay in Las Cruces vs. New Mexico and the U.S.
Credit counselors in Las Cruces earn 12% less than the New Mexico average ($56,120) and 13% less than the U.S. average ($57,210). At the median the gap is -20% against the U.S. median of $52,230.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Las Cruces | $49,560 | $41,870 | $41,870 | $67,720 | 50 |
| New Mexico | $56,120 | $50,390 | $41,850 | $81,480 | 200 |
| United States | $57,210 | $52,230 | $38,350 | $80,440 | 27,770 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Credit Counselors salary after taxes in Las Cruces
On the average salary of $49,560, a single filer in Las Cruces takes home about $40,838 a year, or $3,403 a month and $1,571 every two weeks. Taxes take 18% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
Is Las Cruces a good place for credit counselors? Pay vs. cost of living
Prices in the Las Cruces area are 10% below the U.S. average (BEA price parity 90.2), so the average $49,560 buys what about $54,937 would buy in a typical U.S. metro. This job pays 1.0 times the median wage of all jobs in Las Cruces ($42,070). A typical home costs $288,339, or 5.8 years of this average salary before tax.
Credit Counselors salary in other New Mexico cities
Las Cruces ranks 2nd of 2 New Mexico metro areas for this job; Albuquerque pays the most ($55,390).
- Albuquerque$55,390
- Las Cruces$49,560
Highest-paying cities for credit counselors
San Francisco, CA pays this job the most of the metro areas we cover ($85,720).
- San Francisco, CA$85,720
- Salt Lake City, UT$79,060
- San Jose, CA$77,410
- Sacramento, CA$76,900
- San Diego, CA$72,810
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Credit Counselors salary in Las Cruces: questions
How much do credit counselors make an hour in Las Cruces?
$23.83 an hour on average, and $20.13 at the median (BLS, May 2025).
What is the entry-level credit counselors salary in Las Cruces?
The lowest-paid 10% earn about $41,870 a year and the 25th percentile is $41,870, a fair guide to starting pay.
What is the credit counselors take-home pay in Las Cruces?
About $40,838 a year ($3,403 a month) for a single filer on the average salary of $49,560.
Do credit counselors earn more in Las Cruces than elsewhere?
The average here is 13% less than the U.S. average for this job ($57,210).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2071; area Las Cruces, NM (29740). Relative standard error of the mean wage: 3.4%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
- Job concentration: location quotient 3.35, this job is 3.4 times as concentrated as in the U.S. overall.
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