Credit Counselors pay range in Indianapolis
New workers and the lowest-paid 10% earn about $37,850 a year or less, while the top 10% make $60,220 or more. The middle half of credit counselors in Indianapolis earn between $37,850 and $59,540.
- $38K10th
- $38K25th
- $48KMedian
- $60K75th
- $60K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $49,220 | $4,102 | $23.66 |
| Median | $48,180 | $4,015 | $23.16 |
| Entry level (25th percentile) | $37,850 | $3,154 | $18.20 |
| Experienced (75th percentile) | $59,540 | $4,962 | $28.62 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Credit Counselors pay in Indianapolis vs. Indiana and the U.S.
Credit counselors in Indianapolis earn about the same as the Indiana average ($49,680) and 14% less than the U.S. average ($57,210). At the median the gap is -8% against the U.S. median of $52,230.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Indianapolis | $49,220 | $48,180 | $37,850 | $60,220 | 430 |
| Indiana | $49,680 | $48,180 | $37,840 | $60,510 | 740 |
| United States | $57,210 | $52,230 | $38,350 | $80,440 | 27,770 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Credit Counselors salary after taxes in Indianapolis
On the average salary of $49,220, a single filer in Indianapolis takes home about $39,308 a year, or $3,276 a month and $1,512 every two weeks. Taxes take 20% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Includes Indianapolis's local income tax (2.02%).
Is Indianapolis a good place for credit counselors? Pay vs. cost of living
Prices in the Indianapolis area are 4% below the U.S. average (BEA price parity 95.7), so the average $49,220 buys what about $51,434 would buy in a typical U.S. metro. This job pays 1.0 times the median wage of all jobs in Indianapolis ($49,340). A typical home costs $295,921, or 6.0 years of this average salary before tax.
Credit Counselors salary in other Indiana cities
Indianapolis ranks 2nd of 4 Indiana metro areas for this job; Fort Wayne pays the most ($50,310).
- Fort Wayne$50,310
- Indianapolis$49,220
- South Bend$48,680
- Evansville$47,290
Highest-paying cities for credit counselors
San Francisco, CA pays this job the most of the metro areas we cover ($85,720).
- San Francisco, CA$85,720
- Salt Lake City, UT$79,060
- San Jose, CA$77,410
- Sacramento, CA$76,900
- San Diego, CA$72,810
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Credit Counselors salary in Indianapolis: questions
How much do credit counselors make an hour in Indianapolis?
$23.67 an hour on average, and $23.16 at the median (BLS, May 2025).
What is the entry-level credit counselors salary in Indianapolis?
The lowest-paid 10% earn about $37,850 a year and the 25th percentile is $37,850, a fair guide to starting pay.
What is the credit counselors take-home pay in Indianapolis?
About $39,308 a year ($3,276 a month) for a single filer on the average salary of $49,220. Includes Indianapolis's local income tax (2.02%).
Do credit counselors earn more in Indianapolis than elsewhere?
The average here is 14% less than the U.S. average for this job ($57,210).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2071; area Indianapolis-Carmel-Greenwood, IN (26900). Relative standard error of the mean wage: 1.3%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Includes Indianapolis's local income tax (2.02%).
- Job concentration: location quotient 2.16, this job is 2.2 times as concentrated as in the U.S. overall.
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