Credit Counselors pay range in Miami
New workers and the lowest-paid 10% earn about $32,020 a year or less, while the top 10% make $75,930 or more. The middle half of credit counselors in Miami earn between $44,920 and $58,910.
- $32K10th
- $45K25th
- $48KMedian
- $59K75th
- $76K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $53,660 | $4,472 | $25.80 |
| Median | $47,980 | $3,998 | $23.07 |
| Entry level (25th percentile) | $44,920 | $3,743 | $21.60 |
| Experienced (75th percentile) | $58,910 | $4,909 | $28.32 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Credit Counselors pay in Miami vs. Florida and the U.S.
Credit counselors in Miami earn 7% more than the Florida average ($50,130) and 6% less than the U.S. average ($57,210). At the median the gap is -8% against the U.S. median of $52,230.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Miami | $53,660 | $47,980 | $32,020 | $75,930 | 500 |
| Florida | $50,130 | $46,300 | $38,140 | $67,120 | 2,410 |
| United States | $57,210 | $52,230 | $38,350 | $80,440 | 27,770 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Credit Counselors salary after taxes in Miami
On the average salary of $53,660, a single filer in Miami takes home about $45,296 a year, or $3,775 a month and $1,742 every two weeks. Taxes take 16% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
Is Miami a good place for credit counselors? Pay vs. cost of living
Prices in the Miami area are 14% above the U.S. average (BEA price parity 114.2), so the average $53,660 buys what about $47,006 would buy in a typical U.S. metro. This job pays 1.0 times the median wage of all jobs in Miami ($48,640). A typical home costs $475,622, or 8.9 years of this average salary before tax.
Credit Counselors salary in other Florida cities
Miami ranks 2nd of 7 Florida metro areas for this job; Jacksonville pays the most ($55,310).
- Jacksonville$55,310
- Miami$53,660
- Tampa$50,380
- Deltona$49,290
- Orlando$48,250
- Fort Myers$47,350
- Lakeland$46,290
Highest-paying cities for credit counselors
San Francisco, CA pays this job the most of the metro areas we cover ($85,720).
- San Francisco, CA$85,720
- Salt Lake City, UT$79,060
- San Jose, CA$77,410
- Sacramento, CA$76,900
- San Diego, CA$72,810
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Credit Counselors salary in Miami: questions
How much do credit counselors make an hour in Miami?
$25.80 an hour on average, and $23.07 at the median (BLS, May 2025).
What is the entry-level credit counselors salary in Miami?
The lowest-paid 10% earn about $32,020 a year and the 25th percentile is $44,920, a fair guide to starting pay.
What is the credit counselors take-home pay in Miami?
About $45,296 a year ($3,775 a month) for a single filer on the average salary of $53,660. Florida has no state income tax.
Do credit counselors earn more in Miami than elsewhere?
The average here is 6% less than the U.S. average for this job ($57,210).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2071; area Miami-Fort Lauderdale-West Palm Beach, FL (33100). Relative standard error of the mean wage: 4.4%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
- Job concentration: location quotient 0.99, this job is about as common as in the U.S. overall.
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