SOC 13-1031 · Duluth, MN-WI metro

Claims Adjusters, Examiners, and Investigators Salary in Duluth, MN

The average salary for claims adjusters, examiners, and investigators in Duluth, Minnesota is $77,260 a year ($37.15 an hour), according to BLS estimates for May 2025. The median is $76,800: half of the 120 people in this job in the Duluth, MN-WI metro area earn more than that, half earn less. That average is 4% less than the U.S. average for this job ($80,470).

$77,260average per year

$37.15 / hourMedian $76,800Take-home ≈ $59,452

  • $56K10th
  • $61K25th
  • $77KMedian
  • $91K75th
  • $106K90th

median average · bar = middle 50% of workers · how to read it

120people in this job
-4%vs U.S. average
#2 of 2Minnesota metros
89cost of living (U.S. = 100)
Advertisement

Claims Adjusters, Examiners, and Investigators pay range in Duluth

New workers and the lowest-paid 10% earn about $56,110 a year or less, while the top 10% make $106,330 or more. The middle half of claims adjusters, examiners, and investigators in Duluth earn between $61,420 and $91,170.

  • $56K10th
  • $61K25th
  • $77KMedian
  • $91K75th
  • $106K90th

median average · bar = middle 50% of workers · how to read it

Pay levelPer yearPer monthPer hour*
Average$77,260$6,438$37.14
Median$76,800$6,400$36.92
Entry level (25th percentile)$61,420$5,118$29.53
Experienced (75th percentile)$91,170$7,598$43.83

*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.

Claims Adjusters, Examiners, and Investigators pay in Duluth vs. Minnesota and the U.S.

Claims adjusters, examiners, and investigators in Duluth earn 5% less than the Minnesota average ($81,340) and 4% less than the U.S. average ($80,470). At the median the gap is -2% against the U.S. median of $78,000.

AreaAverageMedian10th pct.90th pct.Jobs
Duluth$77,260$76,800$56,110$106,330120
Minnesota$81,340$78,350$58,110$106,2705,530
United States$80,470$78,000$48,850$117,040324,230

State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.

Claims Adjusters, Examiners, and Investigators salary after taxes in Duluth

On the average salary of $77,260, a single filer in Duluth takes home about $59,452 a year, or $4,954 a month and $2,287 every two weeks. Taxes take 23% of gross pay.

The Duluth, MN-WI metro area crosses state lines, so take-home pay depends on the state where you work:

StatePer yearPer month
Working in WI$60,105$5,009
Working in MN$59,452$4,954

Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Minnesota Paid Leave premiums are not included.

Minnesota paycheck calculator: try your own salary

Advertisement

Is Duluth a good place for claims adjusters, examiners, and investigators? Pay vs. cost of living

Prices in the Duluth area are 11% below the U.S. average (BEA price parity 88.8), so the average $77,260 buys what about $87,036 would buy in a typical U.S. metro. This job pays 1.5 times the median wage of all jobs in Duluth ($50,000). A typical home costs $264,350, or 3.4 years of this average salary before tax.

See what $77,260 is worth in another city

Claims Adjusters, Examiners, and Investigators salary in other Minnesota cities

Duluth ranks 2nd of 2 Minnesota metro areas for this job; Minneapolis pays the most ($82,010).

All Claims Adjusters, Examiners, and Investigators salaries in Minnesota

Highest-paying cities for claims adjusters, examiners, and investigators

San Francisco, CA pays this job the most of the metro areas we cover ($105,960).

Claims Adjusters, Examiners, and Investigators salary by city

Advertisement

Does this match what you are paid?

Anonymous, no account. Results update as visitors answer.

Share your pay anonymously

Reviewed before it counts. Claims Adjusters, Examiners, and Investigators in Duluth, MN.

Claims Adjusters, Examiners, and Investigators salary in Duluth: questions

How much do claims adjusters, examiners, and investigators make an hour in Duluth?

$37.15 an hour on average, and $36.93 at the median (BLS, May 2025).

What is the entry-level claims adjusters, examiners, and investigators salary in Duluth?

The lowest-paid 10% earn about $56,110 a year and the 25th percentile is $61,420, a fair guide to starting pay.

What is the claims adjusters, examiners, and investigators take-home pay in Duluth?

About $59,452 a year ($4,954 a month) for a single filer on the average salary of $77,260. Minnesota Paid Leave premiums are not included.

Do claims adjusters, examiners, and investigators earn more in Duluth than elsewhere?

The average here is 4% less than the U.S. average for this job ($80,470).

Sources and how to read this page

  • Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-1031; area Duluth, MN-WI (20260). Relative standard error of the mean wage: 1.9%.
  • U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
  • Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
  • Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
  • Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Minnesota Paid Leave premiums are not included.
  • Job concentration: location quotient 0.46, this job is less common than in the U.S. overall (location quotient 0.46).

Read the full methodology. Spotted an error? Tell us.